117 3rd St S, Guyton, GA 31312 Property Records

Effingham County property record for 117 3rd St S, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,638 sqft · built 2017
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jun 2023)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0296A-039-000`

Property Details

APN / Parcel Number

Primary APN	`0296A-039-000`
Alternative APNs	`0048A006B00` `0296A039` `2473`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,638 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	16,988 sqft (0.39 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	240 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2473
Street Address	117 3RD ST S
City	GUYTON
State	GA
Zip	31312-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	.39 AC LOT 9 BLK 54
Legal Subdivision	PINEORA
Legal Block	54
Legal Lot Number	9
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1006
Census Tract	30207

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 3RD ST S, GUYTON, GA 31312-4911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS
Sep 6, 2017	Deed of Trust, Mortgage RENASANT BANK
Mar 23, 2018	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	20231399
Deed Book / Page	2852 / 158
Prior Transfer Date	Aug 3, 2007
Prior Transfer Doc	001681/344
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 1, 2023
Property Address	117 3RD ST S, GUYTON, GA 31312-4911
Document Number	002852/158
Book / Page	2852 / 158
Instrument Date	Jun 1, 2023
Instrument	2023-001399
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 3RD ST S, GUYTON, GA 31312-4911

Mortgage

Document Number	0000004562
Date	Jun 1, 2023
Instrument	004562

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	117 3RD ST S, GUYTON, GA 31312-4911
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 3RD ST, GUYTON, GA 31312-4911

Mortgage

Document Number	0000002604/0000000525
Date	Jul 7, 2020
Book Page	0000002604/0000000525
Instrument	006563

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	117 3RD ST S, GUYTON, GA 31312-4911
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002426/733
Date	Sep 6, 2017
Book Page	2426/733
Instrument	008163

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2018

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 23, 2018
Property Address	117 3RD ST S, GUYTON, GA 31312-4911
Document Number	002457/340
Book / Page	2457 / 340
Instrument Date	Mar 23, 2018
Instrument	2018-000645
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 CENTRAL AVE, GUYTON, GA 31312-6613

Mortgage

Document Number	002457/341
Date	Mar 26, 2018
Book Page	2457/341
Instrument	002400

Lender

Name	CERTAINTY HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,632 (+8.37%) Land $10,140 Building $117,492	$319,078 (+8.37%) Land $25,350 Building $293,728
2025	$2,788.00 (-30.14%) Homeowner's exemption	$117,772 (-17.62%) Land $10,140 Building $107,632	$294,429 (-17.62%) Land $25,350 Building $269,079
2024	$3,991.00 (+136.29%)	$142,966 (+127.67%) Land $10,140 Building $132,826	$357,415 (+127.67%) Land $25,350 Building $332,065
2023	$1,689.00 (-5.43%)	$62,796 (+0.5%) Land $3,744 Building $59,052	$156,989 (+0.5%) Land $9,360 Building $147,629
2022	$1,786.00	$62,484 Land $3,432 Building $59,052	$156,209 Land $8,580 Building $147,629

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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