111 3rd St S, Guyton, GA 31312 Property Records

Effingham County property record for 111 3rd St S, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,458 sqft · built 2017
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Dec 2021)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0296A-038-000`

Property Details

APN / Parcel Number

Primary APN	`0296A-038-000`
Alternative APNs	`0048A006C00` `0296A038` `2472`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	115 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2472
Street Address	111 3RD ST S
City	GUYTON
State	GA
Zip	31312-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	.46 AC LOT 10 BLK 54
Legal Subdivision	PINEORA
Legal Block	54
Legal Lot Number	10
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1006
Census Tract	30207

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 3RD ST S, GUYTON, GA 31312-4911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2017	Deed of Trust, Mortgage RENASANT BANK
Dec 3, 2021	Warranty Deed, Transfer
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS
Feb 16, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	20213959
Deed Book / Page	2748 / 114
Prior Transfer Date	Nov 13, 2014
Prior Transfer Doc	002267/864
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	111 3RD ST S, GUYTON, GA 31312-4911
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002426/724
Date	Sep 6, 2017
Book Page	2426/724
Instrument	008162

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2018

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 3, 2021
Property Address	111 3RD ST S, GUYTON, GA 31312-4911
Document Number	002748/114
Book / Page	2748 / 114
Instrument Date	Dec 3, 2021
Instrument	2021-003959
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 3RD ST S, GUYTON, GA 31312-4911

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 3, 2021
Property Address	111 3RD ST S, GUYTON, GA 31312-4911
Document Number	002748/114
Book / Page	2748 / 114
Instrument Date	Dec 3, 2021
Instrument	2021-003959
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 3RD ST S, GUYTON, GA 31312-4911

Mortgage

Document Number	0000014720
Date	Dec 3, 2021
Instrument	014720

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 16, 2018
Property Address	111 3RD ST S, GUYTON, GA 31312-4911
Document Number	002451/196
Book / Page	2451 / 196
Instrument Date	Feb 16, 2018
Instrument	2018-000324
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 3RD ST S, GUYTON, GA 31312-4911

Mortgage

Document Number	002451/197
Date	Feb 20, 2018
Book Page	2451/197
Instrument	001222

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,239 (+8.38%) Land $11,960 Building $96,279	$270,598 (+8.38%) Land $29,900 Building $240,698
2025	$2,288.00 (+10.69%) Homeowner's exemption	$99,869 (+17.85%) Land $11,960 Building $87,909	$249,672 (+17.85%) Land $29,900 Building $219,772
2024	$2,067.00 (+45.26%) Homeowner's exemption	$84,745 (+44.57%) Land $11,960 Building $72,785	$211,862 (+44.57%) Land $29,900 Building $181,962
2023	$1,423.00 (-26.88%) Homeowner's exemption	$58,620 (+0.63%) Land $4,416 Building $54,204	$146,551 (+0.63%) Land $11,040 Building $135,511
2022	$1,946.00 Homeowner's exemption	$58,252 Land $4,048 Building $54,204	$145,631 Land $10,120 Building $135,511

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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