1169 Willow Rd, Graford, TX 76449 Property Records

Palo Pinto County property record for 1169 Willow Rd, Graford, TX 76449

Property Summary

Property Type	Single Family Home
Details	3,008 sqft · built 1973
Lot Size	0.851 acres (37,070 sqft)
Owner	Company Name on Record
Last Sale	$1,782,200 (Aug 2023)
Tax Bill	$18,701 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`R000023661`

Property Details

APN / Parcel Number

Primary APN	`R000023661`
Alternative APN	`195200000`

Interior

Building Area	3,008 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	37,070 sqft (0.851 acres)
Garage Type	Detached
Garage Area	216 sqft
Porch	Porch
Porch Area	448 sqft

Location & Zoning

Account Number	R000023661
Street Address	1169 WILLOW RD
City	GRAFORD
State	TX
Zip	76449-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PK LAKE 32-1-48 AREA 11-C LOT 14 (FEE SIMPLE .759 AC & FERC .092 AC) G#P0500-00-110C0-014-00-0 DOCK#11010/N#11766
Legal Subdivision	PK LAKE 32-1-48 AREA 11-C
Legal Tract	32-1-48
Legal Lot Number	14
Jurisdiction	PALO PINTO TX
Township / Civil Division	GRAFORD
Census Block Group	1
Census Block	1021
Census Tract	100

Owner

Source: Palo Pinto County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	320 ELLISON TRCE, ARGYLE, TX 76226-1368
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNION SQUARE FCU
Dec 21, 2022	Vendor's Lien, Transfer · Line of Credit UNION SQUARE FCU
May 18, 2022	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Document Number	20234791
Deed Book / Page	2512 / 672
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	1169 WILLOW RD, GRAFORD, TX 76449-3113
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 N MILL ST, LEWISVILLE, TX 75057-3997
Investor	Possibly a Property Investor

Mortgage

Document Number	002512/676
Date	Aug 29, 2023
Book Page	2512/676
Instrument	2023-00004792

Lender

Name	UNION SQUARE FCU
Type	Credit Union
Address	WICHITA FALLS, TX 76301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2038

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Dec 21, 2022
Property Address	1169 WILLOW RD, GRAFORD, TX 76449-3113
Document Number	002479/389
Book / Page	2479 / 389
Map Reference	VOL 1713 PG 127
Instrument Date	Dec 19, 2022
Instrument	2022-00008518
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 SHELDON RD, ARGYLE, TX 76226-6892

Mortgage

Document Number	202200008519
Date	Dec 21, 2022
Instrument	2022-00008519

Lender

Name	UNION SQUARE FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 19, 2023

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	May 18, 2022
Property Address	1169 WILLOW RD, GRAFORD, TX 76449-3113
Document Number	002447/128
Book / Page	2447 / 128
Map Reference	VOL 1899 PG 114
Instrument Date	May 13, 2022
Instrument	2022-00003674
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6908 BROOMSEDGE DR, ARGYLE, TX 76226-2707

Mortgage

Document Number	202200003675
Date	May 18, 2022
Instrument	2022-00003675

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Graford Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,701.00 (-2.81%)	$1,277,720 (+85.34%) Land $482,020 Building $795,700	$1,277,720 (+85.34%) Land $482,020 Building $795,700
2024	$19,242.00 (+89.13%)
2023	$10,174.00 (+129.56%)	$689,390 (+80.29%) Land $389,240 Building $300,150	$689,390 (+80.29%) Land $389,240 Building $300,150
2022	$4,432.00 Homeowner's exemption Senior Citizen's exemption	$382,370 Land $210,940 Building $171,430	$382,370 Land $210,940 Building $171,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,001.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2010–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POSSUM KINGDOM WSC serves 8,583 people · EPA ID TX1820076
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
New Source Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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