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11638 Kettering Dr, Cincinnati, OH 45251 Property Records

Hamilton County property record for 11638 Kettering Dr, Cincinnati, OH 45251 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,560 sqft · built 1968
Lot Size0.477 acres (20,778 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Jul 2020)
Tax Bill$5,015 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN510-0014-0014-00

Property Details

APN / Parcel Number

Primary APN510-0014-0014-00
Alternative APN
  • 69412908

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,560 sqft Living Area
Gross Area3,555 sqft
1st Floor Area1,405 sqft
2nd Floor Area925 sqft
Basement Area925 sqft
Finished Basement230 sqft
Unfinished Basement695 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeBrick
Roof MaterialAsphalt
Lot Area20,778 sqft (0.477 acres)
Lot Dimensions200 ft deep x 104 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address11638 KETTERING DR
CityCINCINNATI
StateOH
Zip45251-4619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKETTERING DR 104 X 199.95LOT 36 KREMER SUB BLK B PT 2
Legal SubdivisionKREMER SUB
Legal BlockB
Legal Lot Number36
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group2
Census Block2006
Census Tract20504

Owner

Source: Hamilton County records · APN 510-0014-0014-00

Assessment roll updated January 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11638 KETTERING DR, CINCINNATI, OH 45251-4619
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Deed of Trust, Mortgage · Line of Credit
LAKEVIEW LOAN SERVICING
Jul 31, 2020Warranty Deed, Transfer · FHA Mortgage
ENVOY MTG
Sep 20, 2019Deed of Trust, Mortgage
UNION SVGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Deed Document Number202075015
Deed Book / Page14222 / 824
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateApr 02, 2026
Property Address11638 KETTERING DR, CINCINNATI, OH 45251-4619
Document Number0000024515
Book / Page15636 / 289
Instrument DateMar 27, 2026
Instrument202624515
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address11638 KETTERING DR, CINCINNATI, OH 45251-4619

Mortgage

Document Number0000024515,
DateApr 02, 2026
Book Page15636/289
Instrument202624515
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 22, 2036
Interest
Rate5.98%
Max Rate-1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 31, 2020
Property Address11638 KETTERING DR, CINCINNATI, OH 45251-4619
Document Number0000075015
Book / Page014222 / 000824
Instrument DateJul 22, 2020
Instrument75015
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyREDHAWK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11638 KETTERING DR #C CINCINNATI OH 452514619, C, CINCINNATI, OH 45251-4619

Mortgage

Document Number75016
DateJul 31, 2020
Book Page014222/000826
Instrument75016
Lender
NameENVOY MTG
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address11638 KETTERING DR, CINCINNATI, OH 45251-4619
Document Number0000082467
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedNov 12, 2019
Title CompanyACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2629 DARRTOWN RD HAMILTON OH 450139039, HAMILTON, OH 45013-9039

Mortgage

Document Number0000082467
DateSep 25, 2019
Book Page014009/000641
Instrument82467
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
AmountAmount Recorded
Term360 Months
DueSep 24, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,015.00 (+7.8%)$85,750 (-) Land $15,547 Building $70,203$245,000 (-) Land $44,420 Building $200,580
2024$4,652.00 (-0.36%)$85,750 (-) Land $15,547 Building $70,203
2023$4,669.00 (-17.07%)$85,750 (+1.22%) Land $15,547 Building $70,203$245,000 (+1.22%) Land $44,420 Building $200,580
2022$5,630.00 Homeowner's exemption$84,718 Land $12,824 Building $71,894
2020$242,050 Land $36,640 Building $205,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610205042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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