1167 Hidden Creek Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1167 Hidden Creek Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,112 sqft · built 2005
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Tax Bill	$7,409 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T051500082`

Property Details

APN / Parcel Number

Primary APN	`T051500082`
Alternative APN	`3-157C-9469-00-0059.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,112 sqft Living Area
Gross Area	6,453 sqft
1st Floor Area	2,023 sqft
Basement Area	1,943 sqft
Finished Basement	370 sqft
Unfinished Basement	1,573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	108 sqft
Patio Area	388 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T051500082
Street Address	1167 HIDDEN CREEK CT
City	SAINT CHARLES
State	MO
Zip	63304-2465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN CREEK #1 LOT 59
Legal Subdivision	HIDDEN CREEK #1
Legal Lot Number	59
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4003
Census Tract	311124

Owner

1167 Hidden Creek Ct is owned and occupied by an individual who acquired it in July 2026.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1167 HIDDEN CREEK CT, SAINT CHARLES, MO 63304-2465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2020	Warranty Deed, Transfer US TITLE
Aug 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026
Deed Sale	Jul 13, 2026
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	202632755
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	0071332251
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 13, 2026
Property Address	1167 HIDDEN CREEK CT, SAINT CHARLES, MO 63304-2465
Document Number	0000032755
Instrument Date	Jul 8, 2026
Instrument	202632755
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1167 HIDDEN CREEK CT, SAINT CHARLES, MO 63304-2465

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 31, 2021
Property Address	1167 HIDDEN CREEK CT, SAINT CHARLES, MO 63304-2465
Document Number	2021R073115
Map Reference	MB 40 PG 297-300
Instrument Date	Aug 20, 2021
Instrument	2021R-073115
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1167 HIDDEN CREEK CT, 1167, SAINT CHARLES, MO 63304-2465

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1167 HIDDEN CREEK CT, SAINT CHARLES, MO 63304-2465

Mortgage

Document Number	2021R073116
Date	Aug 31, 2021
Instrument	2021R-073116

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1167 HIDDEN CREEK CT, SAINT CHARLES, MO 63304-2465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STELLAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070382036
Date	Feb 22, 2019
Book Page	7038/2036
Instrument	20190222000080640

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 16, 2020
Property Address	1167 HIDDEN CREEK CT, SAINT CHARLES, MO 63304-2465
Document Number	0000068264
Instrument Date	Sep 3, 2020
Instrument	68264
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	US TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1167 HIDDEN CREEK CT ST CHARLES MO 633042465, ST CHARLES, MO 63304-2465

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 30, 2019
Property Address	1167 HIDDEN CREEK CT, SAINT CHARLES, MO 63304-2465
Document Number	0071332251
Book / Page	7133 / 2251
Map Reference	MB 40 PG 297&300
Instrument Date	Aug 26, 2019
Instrument	20190830000467820
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1167 HIDDEN CREEK CT, SAINT CHARLES, MO 63304-2465

Mortgage

Document Number	20190830000467830
Date	Aug 30, 2019
Instrument	20190830000467830

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1167 Hidden Creek Ct was $7,409, down 2.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,694 (-)	$614,178 (-) Land $120,000 Building $494,178
2025	$7,409.00 (-2.15%)	$116,694	$614,178 Land $120,000 Building $494,178
2024	$7,572.00
2023		$118,229
2022			$622,256 Land $95,000 Building $527,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1167 Hidden Creek Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1167 Hidden Creek Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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