1163 Hidden Creek Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1163 Hidden Creek Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 4,483 sqft · built 2007
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$329,428 (Oct 2007)
Tax Bill$6,916 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT051500084

Property Details

APN / Parcel Number

Primary APNT051500084
Alternative APN
  • 3-157C-9469-00-0061.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area4,483 sqft Living Area
Gross Area5,804 sqft
1st Floor Area2,562 sqft
Basement Area2,562 sqft
Finished Basement1,921 sqft
Unfinished Basement641 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area680 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT051500084
Street Address1163 HIDDEN CREEK CT
CitySAINT CHARLES
StateMO
Zip63304-2465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN CREEK #1 LOT 61
Legal SubdivisionHIDDEN CREEK #1
Legal Lot Number61
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4003
Census Tract311124

Owner

1163 Hidden Creek Ct is owned and occupied by two individuals who bought it in October 2007.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1163 HIDDEN CREEK CT, SAINT CHARLES, MO 63304-2465
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2007 · Amount on File
Deed SaleOct 29, 2007 · Amount on File
Deed Document Number2007881910
Deed Book / Page4867 / 1067
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1163 HIDDEN CREEK CT, SAINT CHARLES, MO 63304-2465
Document Number0000070468
Instrument DateSep 15, 2020
Transaction TypeMortgage
Record UpdatedNov 9, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1163 HIDDEN CREEK CT ST CHARLES MO 633042465, ST CHARLES, MO 63304-2465

Mortgage

Document Number0000070468
DateSep 22, 2020
Instrument70468
Lender
NameGSF MTG
TypeMortgage Company
AddressBROOKFIELD, WI 53005
Agreement
AmountAmount on Record
Term180 Months
DueSep 21, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1163 Hidden Creek Ct was $6,916.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,886 (-)$573,086 (-) Land $120,000 Building $453,086
2025$6,916.00$108,886$573,086 Land $120,000 Building $453,086
2023$101,428
2022$533,832 Building $533,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1163 Hidden Creek Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1163 Hidden Creek Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband, Wisper ISP.

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