1166 Spring Orchard Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1166 Spring Orchard Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,692 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$283,100 (Sep 2020)
Tax Bill	$5,285 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T032500229`

Property Details

APN / Parcel Number

Primary APN	`T032500229`
Alternative APN	`2-0126-8931-00-0133.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,692 sqft Living Area
Gross Area	4,553 sqft
1st Floor Area	2,692 sqft
Basement Area	1,231 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	51 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T032500229
Street Address	1166 SPRING ORCHARD DR
City	O FALLON
State	MO
Zip	63368-7982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING ORCHARD #2 LOT 133
Legal Subdivision	SPRING ORCHARD #2
Legal Lot Number	133
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2008
Census Tract	311739

Owner

Source: St. Charles County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1166 SPRING ORCHARD DR, O FALLON, MO 63368-7982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
Dec 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Jun 22, 2005 · Amount on Record
Deed Document Number	202073300
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0000073300
Record Updated	Jun 8, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 30, 2020
Property Address	1166 SPRING ORCHARD DR, O FALLON, MO 63368-7982
Document Number	0000073300
Map Reference	MB 38 PG 274
Instrument Date	Sep 25, 2020
Instrument	2020R-073300
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	TITLE RESOURCE INSURANCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 SPRING ORCHARD DR, O FALLON, MO 63368-7982

Mortgage

Document Number	0000073301
Date	Sep 30, 2020
Instrument	2020R-073301

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 7, 2018
Property Address	1166 SPRING ORCHARD DR, O FALLON, MO 63368-7982
Document Number	0070112183
Book / Page	007011 / 002183
Instrument Date	Dec 6, 2018
Instrument	685580
Transaction Type	Transfer
Record Updated	Dec 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 SPRING ORCHARD DR O FALLON MO 633687982, O FALLON, MO 63368-7982

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,285.00 (+6.15%)	$82,485 (+9.35%)	$434,131 (+9.35%) Land $60,002 Building $374,129
2024	$4,979.00
2023		$75,435
2022			$397,028 Land $40,002 Building $357,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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