1159 Spring Orchard Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1159 Spring Orchard Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,947 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$225,500 (Apr 2019)
Tax Bill	$5,396 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T032500094`

Property Details

APN / Parcel Number

Primary APN	`T032500094`
Alternative APN	`2-0126-8930-00-0051.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,947 sqft Living Area
Gross Area	4,603 sqft
1st Floor Area	2,947 sqft
Basement Area	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T032500094
Street Address	1159 SPRING ORCHARD DR
City	O FALLON
State	MO
Zip	63368-7987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING ORCHARD #1 LOT 51
Legal Subdivision	SPRING ORCHARD #1
Legal Lot Number	51
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2007
Census Tract	311739

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1159 SPRING ORCHARD DR, O FALLON, MO 63368-7987
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage GOLDEN OAK LNDG
Apr 1, 2019	Quit Claim Deed, Transfer GOLDEN OAK LNDG
Oct 4, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on File
Deed Sale	Apr 1, 2019 · Amount on File
Prior Sale	Oct 4, 2017 · Amount on File
Deed Document Number	2019143900
Deed Book / Page	7053 / 1389
Prior Transfer Date	Mar 27, 2019
Prior Transfer Doc	0000143900
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1159 SPRING ORCHARD DR, O FALLON, MO 63368-7987
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090687
Date	Nov 20, 2020
Instrument	2020R-090687

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1159 SPRING ORCHARD DR, O FALLON, MO 63368-7987
Document Number	0072171171
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 SPRING ORCHARD DR O FALLON MO 633687987, O FALLON, MO 63368-7987

Mortgage

Document Number	0072171171
Date	Jan 17, 2020
Book Page	007217/001171
Instrument	34050

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 1, 2019
Property Address	1159 SPRING ORCHARD DR, O FALLON, MO 63368-7987
Document Number	0070531389
Book / Page	007053 / 001389
Instrument Date	Mar 27, 2019
Instrument	143900
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 SPRING ORCHARD DR O FALLON MO 63368, O FALLON, MO 63368

Mortgage

Document Number	70531392
Date	Apr 1, 2019
Book Page	007053/001392
Instrument	143910

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 4, 2017
Property Address	1159 SPRING ORCHARD DR, O FALLON, MO 63368-7987
Document Number	0000624080
Book / Page	6818 / 0213
Map Reference	MB 38 PG 271
Instrument Date	Oct 3, 2017
Instrument	20171004000624080
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 BRISTLECONE DR, 470, DRIFTWOOD, TX 78619-4466

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12414 STRATFORD RIDGE CT, SAINT LOUIS, MO 63141-6383

Mortgage

Document Number	0000624100
Date	Oct 4, 2017
Instrument	20171004000624100

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,233 (-)	$443,330 (-) Land $60,002 Building $383,328
2025	$5,396.00	$84,233 (+6.23%)	$443,330 (+6.23%) Land $60,002 Building $383,328
2023		$79,290
2022			$417,316 Land $40,002 Building $377,314

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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