1164 Falling Waters Rd, Chipley, FL 32428 Property Records

Washington County property record for 1164 Falling Waters Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,214 sqft · built 2018
Lot Size	1.51 acres (65,775 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000023320003`

Property Details

APN / Parcel Number

Primary APN	`000023320003`
Alternative APNs	`00000000-00-2332-0003` `23320003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,214 sqft Living Area
Gross Area	3,236 sqft
1st Floor Area	2,214 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,775 sqft (1.51 acres)
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Porch	Finished/Open Porch
Porch Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1164 FALLING WATERS RD
City	CHIPLEY
State	FL
Zip	32428-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 4 13 1.51 ORB 1094 P 671 BEG SWC OF SE4, N 807.18, E 841.83 FOR POB, E 430 TO W R/W OF HWY 77A, S 10 ALONG R/W, W 247.79, S 335, W 182.17, N 345 TO POB. ORB 1211 P 350
Legal Range	13W
Legal Township	04S
Legal Section	16
Legal Block	3
Legal Lot Number	3
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1005
Census Tract	970102

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1164 FALLING WATERS RD, CHIPLEY, FL 32428-6022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017
Deed Sale	Jul 18, 2017
Deed Document Number	201767004733
Deed Book / Page	1094 / 671
Last Transfer Date	Apr 30, 2021
Transfer Doc	0067004837
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1164 FALLING WATERS RD, CHIPLEY, FL 32428-6022
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 FALLING WATERS RD, CHIPLEY, FL 32428-6022

Mortgage

Document Number	0067010224
Date	Dec 29, 2022
Book Page	1261/561
Instrument	202267010224

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2043

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Jun 30, 2021
Property Address	1164 FALLING WATERS RD, CHIPLEY, FL 32428-6022
Document Number	0067004837
Book / Page	1211 / 350
Instrument Date	Apr 30, 2021
Instrument	202167004837
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 FALLING WATERS RD, CHIPLEY, FL 32428-6022

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00 (+7.09%) Homeowner's exemption	$137,981 (+2.9%)	$246,011 (+18.85%) Land $12,835 Building $233,176
2024	$1,256.00 (+2.78%) Homeowner's exemption	$134,092 (+3%)	$206,989 (+9.25%) Land $11,325 Building $195,664
2023	$1,222.00 (+3.47%) Homeowner's exemption	$130,186 (+3%)	$189,469 (+10.63%) Land $11,325 Building $178,144
2022	$1,181.00 Homeowner's exemption	$126,394	$171,258 Land $9,362 Building $161,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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