1140 Clover St, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 1140 Clover St, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,347 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$489,000 (Dec 2006)
Tax Bill	$28,013 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`262000 137.08-1-34`

Property Details

APN / Parcel Number

Primary APN	`262000 137.08-1-34`
Alternative APNs	`20001370800001034000` `02421000000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,347 sqft Living Area
1st Floor Area	1,926 sqft
2nd Floor Area	1,896 sqft
Attic	Attic
Attic Area	525 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	392 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,270 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	699 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02421000000
Street Address	1140 CLOVER ST
City	ROCHESTER
State	NY
Zip	14610-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0005-13-07 HOYT L15 00
Legal Block	1
Legal Lot Number	34.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	3
Census Block	3008
Census Tract	12600

Owner

1140 Clover St is owned and occupied by an individual who bought it in December 2006.

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1140 CLOVER ST, ROCHESTER, NY 14610-3368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2006 · Amount on File
Deed Sale	Dec 28, 2006 · Amount on File
Deed Book / Page	10401 / 222
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1140 CLOVER ST, ROCHESTER, NY 14610-3368
Document Number	0000000174
Book / Page	027370 / 000513
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 CLOVER ST ROCHESTER NY 146103368, ROCHESTER, NY 14610-3368

Mortgage

Document Number	0000000174
Date	Oct 26, 2017
Book Page	027370/000513
Instrument	174

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Oct 25, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1140 Clover St was $28,013 with a veteran's exemption, up 3.8% from the year before.

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Brighton Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,013.00 (+3.76%) Veteran's exemption
2025	$26,998.00	$595,000 Land $50,600 Building $544,400	$1,008,500 Land $85,765 Building $922,735
2023		$595,000 (+2.59%) Land $50,600 Building $544,400	$850,000 (+30.43%) Land $72,286 Building $777,714
2022		$580,000 Land $50,600 Building $529,400	$651,700 Land $56,855 Building $594,845
2021	$23,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1140 Clover St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1140 Clover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Nearby Properties on Clover St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures