Orange County property record for 11659 Sprawling Oak Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,922 sqft · built 2016 |
| Lot Size | 0.16 acres (6,955 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $531,725 (Nov 2021) |
| Tax Bill | $5,913 (2025) |
| Deeds & Mortgages | Nov 2021 Sale Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-23-27-0200-00-180 |
| Primary APN | 25-23-27-0200-00-180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| Gross Area | 2,900 sqft |
| 1st Floor Area | 1,922 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,955 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 478 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11659 SPRAWLING OAK DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-0090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ASHLIN PARK PHASE 1 83/129 LOT 18 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 25 |
| Legal Subdivision | ASHLIN PK PH 1 |
| Legal Phase | 1 |
| Legal Tract | 200 |
| Legal Lot Number | 18 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17112 |
11659 Sprawling Oak Dr is owned and occupied by two individuals who bought it in November 2021.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11659 SPRAWLING OAK DR, WINDERMERE, FL 34786-0090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 11, 2021 | Warranty Deed, Transfer EXCEL TITLE CORPORATION, EXCEL TITLE |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 4, 2017 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 11, 2021 · Amount on File |
| Deed Sale | Nov 11, 2021 · Amount on File |
| Prior Sale | Jan 13, 2016 · Amount on File |
| Deed Document Number | 2021695319 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 11, 2021 |
| Property Address | 11659 SPRAWLING OAK DR, WINDERMERE, FL 34786-0090 |
| Document Number | 20210695319 |
| Map Reference | MB 83 PG 129 |
| Instrument | 20210695319 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Title Company | EXCEL TITLE CORPORATION, EXCEL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $3,722.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2940 BLUESTEM LN, 2940, CLERMONT, FL 34714-5436 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11659 SPRAWLING OAK DR, WINDERMERE, FL 34786-0090 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11659 SPRAWLING OAK DR, WINDERMERE, FL 34786-0090 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11659 SPRAWLING OAK DR, WINDERMERE, FL 34786-0090 |
| Document Number | 20210242584 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 20210242584 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11659 SPRAWLING OAK DR, WINDERMERE, FL 34786-0090 |
| Document Number | 0000223582 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11659 SPRAWLING OAK DR WINDERMERE FL 347860090, WINDERMERE, FL 34786-0090 |
| Document Number | 0000223582 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 223582 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 23, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11659 Sprawling Oak Dr was $5,913, up 4.5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,353 (+2.7%) | $562,420 (-1.03%) Land $170,000 Building $392,420 | |
| 2025 | $5,913.00 (+4.54%) Homeowner's exemption | $372,301 | $568,280 Land $170,000 Building $398,280 |
| 2024 | $5,656.00 (+7.28%) | ||
| 2023 | $5,272.00 (+3.68%) Homeowner's exemption | $351,271 (+3%) | $470,627 (+17.87%) Land $120,000 Building $350,627 |
| 2022 | $5,085.00 Homeowner's exemption | $341,040 | $399,274 Land $105,000 Building $294,274 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11659 Sprawling Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11659 Sprawling Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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