Orange County property record for 11653 Sprawling Oak Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,621 sqft · built 2016 |
| Lot Size | 0.161 acres (7,032 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,800 (May 2016) |
| Tax Bill | $6,634 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-23-27-0200-00-170 |
| Primary APN | 25-23-27-0200-00-170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,621 sqft Living Area |
| Gross Area | 3,583 sqft |
| 1st Floor Area | 1,706 sqft |
| Utility Area | 18 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,032 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 474 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 309 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11653 SPRAWLING OAK DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-0090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ASHLIN PARK PHASE 1 83/129 LOT 17 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 25 |
| Legal Subdivision | ASHLIN PK PH 1 |
| Legal Phase | 1 |
| Legal Tract | 200 |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17112 |
11653 Sprawling Oak Dr is owned and occupied by two individuals who bought it in May 2016.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11653 SPRAWLING OAK DR, WINDERMERE, FL 34786-0090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Apr 9, 2018 | Loan Modification, Mortgage · Conventional Mortgage WFB NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2016 · Amount on File |
| Deed Sale | May 6, 2016 · Amount on File |
| Deed Document Number | 2016231362 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11653 SPRAWLING OAK DR, WINDERMERE, FL 34786-0090 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 11653 SPRAWLING OAK DR, WINDERMERE, FL 34786-0090 |
| Document Number | 20210536602 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 20210536602 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11653 SPRAWLING OAK DR, WINDERMERE, FL 34786-0090 |
| Document Number | 0000256918 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 11653 SPRAWLING OAK DR WINDERMERE FL 347860090, WINDERMERE, FL 34786-0090 |
| Document Number | 0000256918 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 256918 |
| Name | WFB NA |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2048 |
| Rate | 3.5% |
|---|
The 2025 property tax bill for 11653 Sprawling Oak Dr was $6,634, up 4.4% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,224 (+2.7%) | $657,250 (-1.1%) Land $170,000 Building $487,250 | |
| 2025 | $6,634.00 (+4.36%) Homeowner's exemption | $416,966 | $664,530 Land $170,000 Building $494,530 |
| 2024 | $6,357.00 (+7.27%) | ||
| 2023 | $5,926.00 (+3.58%) Homeowner's exemption | $393,413 (+3%) | $552,757 (+18.05%) Land $120,000 Building $432,757 |
| 2022 | $5,721.00 Homeowner's exemption | $381,954 | $468,257 Land $105,000 Building $363,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11653 Sprawling Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11653 Sprawling Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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