11656 Calkins Rd, Cato, NY 13033 Property Records

Cayuga County and Cato Town property record for 11656 Calkins Rd, Cato, NY 13033

Property Summary

Property Type	Residential
Details	4 bd · 1 ba · 1,760 sqft · built 1905
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,193 (2025)
Deeds & Mortgages	Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`052489 47.00-1-1.3`

Property Details

APN / Parcel Number

Primary APN	`052489 47.00-1-1.3`
Alternative APN	`248904700000010010030000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	304,920 sqft (7 acres)
Porch	Covered Porch
Porch Area	416 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11656 CALKINS RD
City	CATO
State	NY
Zip	13033-9729
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	N00
Legal Description	SMD 762-264 L-3
Legal Block	1
Legal Lot Number	1.003
Jurisdiction	CAYUGA NY
Township / Civil Division	CATO
Census Block Group	1
Census Block	1001
Census Tract	40201

Owner

Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3776 WELLER RD, CATO, NY 13033-9725
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	11656 CALKINS RD, CATO, NY 13033-9729
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004073/171
Date	Jul 19, 2021
Book Page	4073/171
Instrument	2021-205904

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2026

Tax Assessment & Valuation

Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Cato Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,193.00 (+41.18%)	$40,600 (+65.04%) Land $24,600 Building $16,000	$75,185 (+104.77%) Land $45,555 Building $29,630
2024	$845.00 (+6.02%)
2023		$24,600 Land $24,600	$36,716 Land $36,716
2020	$797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1