11556 Calkins Rd, Cato, NY 13033 Property Records

Cayuga County and Cato Town property record for 11556 Calkins Rd, Cato, NY 13033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,736 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,900 (May 2005)
Tax Bill	$6,177 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`052489 47.00-1-15.112`

Property Details

APN / Parcel Number

Primary APN	`052489 47.00-1-15.112`
Alternative APN	`248904700000010151120000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11556 CALKINS RD
City	CATO
State	NY
Zip	13033-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SM 94-161 ROL 901-284
Legal Block	1
Legal Lot Number	15.112
Jurisdiction	CAYUGA NY
Township / Civil Division	CATO
Census Block Group	1
Census Block	1001
Census Tract	40201

Owner

Source: Cayuga County and Cato Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11556 CALKINS RD, CATO, NY 13033-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2005 · Amount on Record
Deed Sale	May 25, 2005 · Amount on Record
Prior Sale	Feb 10, 1995 · Amount on Record
Deed Book / Page	1217 / 107
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	11556 CALKINS RD, CATO, NY 13033-3106
Document Number	0035550262
Book / Page	003555 / 000262
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11556 CALKINS RD CATO NY 130333106, CATO, NY 13033-3106

Mortgage

Document Number	0035550262
Date	Sep 13, 2017
Book Page	003555/000262
Instrument	173942

Lender

Name	SENECA FED'L S&L ASSN
Type	Federal Savings Bank
Address	BALDWINSVILLE, NY 13027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Cato Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,177.00 (+26.5%) Homeowner's exemption Senior Citizen's exemption
2025	$4,883.00 (-9.89%) Homeowner's exemption Senior Citizen's exemption	$169,400 (-) Land $19,000 Building $150,400	$313,704 (+24.07%) Land $35,185 Building $278,519
2024	$5,419.00 (+140.84%)
2023		$169,400 Land $19,000 Building $150,400	$252,836 Land $28,358 Building $224,478
2020	$2,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Calkins Rd

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