Elbert County property record for 11654 Co Rd 102, Elbert, CO 80106
| Property Type | Multi-Family Dwellings |
|---|---|
| Lot Size | 35 acres (1,528,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Mar 2023) |
| Tax Bill | $5,016 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 93284-01-003 |
| Primary APN | 93284-01-003 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 1,528,085 sqft (35 acres) |
| Account Number | R123311 |
|---|---|
| Street Address | 11654 COUNTY ROAD 102 |
| City | ELBERT |
| State | CO |
| Zip | 80106-9239 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | A |
| Legal Description | QUARTER: SE SECTION: 28 TOWNSHIP: 9 RANGE: 63 - B819 P668 |
| Jurisdiction | ELBERT CO |
| Township / Civil Division | ELIZABETH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 961205 |
11654 Co Rd 102, a residential property, is owned by two individuals who bought it in March 2023.
Source: Elbert County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 732 VISTA VERDE HTS, MONUMENT, CO 80132-8645 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GRANITE BANK |
| Mar 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage SECURITY SERVICE FCU |
| Dec 23, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on File |
| Deed Sale | Mar 30, 2023 · Amount on File |
| Prior Sale | Dec 23, 2021 · Amount on File |
| Deed Document Number | 2023625896 |
| Deed Book / Page | 834 / 158 |
| Prior Transfer Date | Nov 22, 2021 |
| Prior Transfer Doc | 0000615404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Sep 28, 2026 |
| Property Address | 11654 COUNTY ROAD 102, ELBERT, CO 80106-9239 |
| Document Number | 0000653770 |
| Book / Page | 862 / 586 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 2026653770 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | CORE TITLE, CORETITLE |
| Name | Verified Name |
|---|---|
| Address | 732 VISTA VERDE HTS, MONUMENT, CO 80132-8645 |
| Document Number | 0000653770, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 862/586 |
| Instrument | 2026653770 |
| Name | GRANITE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Mar 30, 2023 |
| Property Address | 11654 COUNTY ROAD 102, ELBERT, CO 80106-9205 |
| Document Number | 0008340158 |
| Book / Page | 834 / 158 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 625896 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 732 VISTA VERDE HTS, MONUMENT, CO 80132-8645 |
| Document Number | 0000625898 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 625898 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Dec 23, 2021 |
| Property Address | 11654 COUNTY ROAD 102, ELBERT, CO 80106-9205 |
| Document Number | 0008230830 |
| Book / Page | 823 / 830 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 615403 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11654 COUNTY ROAD 102, ELBERT, CO 80106-9205 |
| Document Number | 0000615405 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 615405 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 6.62% |
| Index | Other |
| Max Rate | 9.62% |
The 2025 property tax bill for 11654 Co Rd 102 was $5,016.
Source: Elbert County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Elbert County |
| Unified School District | Elbert School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,016.00 | $71,040 Land $71,040 | $263,100 Land $263,100 |
| 2023 | $4,129.00 (+22,838.89%) | $64,600 (+23,825.93%) Land $64,600 | $231,528 (+22,248.26%) Land $231,528 |
| 2022 | $18.00 | $270 Land $270 | $1,036 Land $1,036 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11654 Co Rd 102 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11654 Co Rd 102 is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 77% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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