Elbert County property record for 10975 Co Rd 102, Elbert, CO 80106
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,202 sqft · built 2004 |
| Lot Size | 12 acres (523,156 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (May 2010) |
| Tax Bill | $2,615 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93294-00-274 |
| Primary APN | 93294-00-274 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,202 sqft Living Area |
| 1st Floor Area | 2,202 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 523,156 sqft (12 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | R117734 |
|---|---|
| Old Parcel Number | 9329400274 |
| Street Address | 10975 COUNTY ROAD 102 |
| City | ELBERT |
| State | CO |
| Zip | 80106-9204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SECTION: 29 TOWNSHIP: 9 RANGE: 63PAR IN SE4 |
| Legal Range | 63 |
| Legal Township | 09 |
| Legal Section | 29 |
| Legal Quarter | SE |
| Legal Subdivision | RURALA |
| Jurisdiction | ELBERT CO |
| Township / Civil Division | ELIZABETH |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 961209 |
10975 Co Rd 102 is owned and occupied by an individual who bought it in May 2010.
Source: Elbert County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10975 COUNTY ROAD 102, ELBERT, CO 80106-9204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2010 · Amount on File |
| Deed Sale | May 17, 2010 · Amount on File |
| Prior Sale | Aug 3, 2009 |
| Deed Document Number | 509644 |
| Deed Book / Page | 0719 / 0037 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 10975 COUNTY ROAD 102, ELBERT, CO 80106-9204 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0008120727 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 812/727 |
| Instrument | 604148 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 10975 Co Rd 102 was $2,615.
Source: Elbert County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Elbert County |
| Unified School District | Elbert School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,615.00 | $35,090 Land $9,380 Building $25,710 | $561,500 Land $150,100 Building $411,400 |
| 2023 | $1,967.00 (+5.64%) | $30,780 (+14.98%) Land $7,190 Building $23,590 | $459,390 (+19.26%) Land $107,259 Building $352,131 |
| 2022 | $1,862.00 | $26,770 Land $5,840 Building $20,930 | $385,198 Land $84,070 Building $301,128 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10975 Co Rd 102 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10975 Co Rd 102 is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 76% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
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