11653 Shadowglen Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 11653 Shadowglen Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,664 sqft · built 1978
Lot Size1.01 acres (43,996 sqft)
OwnerCompany Name on Record
Last Sale$830,000 (Jun 2017)
Tax Bill$11,235 (2025)
Deeds & MortgagesApr 2023 Transfer
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN498-300-60-00

Property Details

APN / Parcel Number

Primary APN498-300-60-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,664 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area43,996 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address11653 SHADOWGLEN RD
CityEL CAJON
StateCA
Zip92020-8345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 1 TR PM05708
Legal SubdivisionHORIZON HILLS ESTATES
Legal Tract5708
Legal Block2
Legal Lot Number71
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11653 SHADOWGLEN RD, EL CAJON, CA 92020-8345
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2023Intrafamily Transfer, Transfer
May 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK
Aug 14, 2017Deed of Trust, Mortgage
BYLINE BANK
Jul 29, 2020Deed of Trust, Mortgage · SBA Mortgage
BYLINE BANK
Jun 13, 2017Grant Deed, Transfer
JMAC LENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2017 · Amount on Record
Deed SaleJun 13, 2017 · Amount on Record
Deed Document Number2017263722
Last Transfer DateApr 4, 2023
Transfer Doc0000100667
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 18, 2023
Property Address11653 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Document Number0000100667
Map ReferenceMAP 5377
Instrument DateApr 4, 2023
Instrument2023-0100667
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address11653 SHADOWGLEN RD, EL CAJON, CA 92020-8345

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address11653 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Transaction TypeMortgage
Record UpdatedMay 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address11653 SHADOWGLEN RD, EL CAJON, CA 92020-8345

Mortgage

Document Number0000366818
DateMay 13, 2021
Instrument2021-0366818
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address11653 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE SAN DIE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000368836
DateAug 14, 2017
Instrument2017-0368836
Lender
NameBYLINE BANK
TypeBank
Agreement
AmountAmount Recorded

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address11653 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000416681
DateJul 29, 2020
Instrument2020-0416681
Lender
NameBYLINE BANK
TypeBank
AddressSCHAUMBURG, IL 60173
Agreement
TypeSBA Mortgage
AmountAmount Recorded

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 13, 2017
Property Address11653 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Document Number0000263722
Instrument DateMay 3, 2017
Instrument263722
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyTITLE 365

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$913.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11653 SHADOWGLEN RD EL CAJON CA 920208345, EL CAJON, CA 92020-8345

Mortgage

Document Number263723
DateJun 13, 2017
Instrument263723
Lender
NameJMAC LENDING
TypeFunding / Finance Company
AddressSANTA ANA, CA 92705
Agreement
AmountAmount Recorded
Term360 Months
DueJun 12, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$982,542 (+2%) Land $234,642 Building $747,900
2025$11,235.00 (+2.03%) Homeowner's exemption$963,278 (+4.04%) Land $230,042 Building $733,236
2023$11,011.00 (+1.6%) Homeowner's exemption$925,874 Land $221,110 Building $704,764
2022$10,838.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

May also be available: Wyyerd Connect.

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