11651 Shadowglen Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 11651 Shadowglen Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,377 sqft · built 1980
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$1,325,000 (May 2026)
Tax Bill	$15,896 (2025)
Deeds & Mortgages	Feb 2025 Mortgage May 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`498-300-61-00`

Property Details

APN / Parcel Number

Primary APN	`498-300-61-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,377 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	74,052 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11651 SHADOWGLEN RD
City	EL CAJON
State	CA
Zip	92020-8345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 2 TR PM05708
Legal Subdivision	HORIZON HILLS ESTATES
Legal Tract	5708
Legal Block	2
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11651 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage SAM CALVANO
May 28, 2026	Grant Deed, Transfer · VA Mortgage 21ST CENTURY INC
Sep 30, 2021	Grant Deed, Transfer · Stand-Alone First Mortgage HOME BANK OF CALIFORNIA
Nov 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	2026152810
Transfer Doc	0000475555
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11651 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Transaction Type	Mortgage
Record Updated	Jun 10, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4955 ALZEDA DR, LA MESA, CA 91941-5720

Mortgage

Document Number	0000044764
Date	Feb 21, 2025
Instrument	2025-0044764

Lender

Name	SAM CALVANO
Type	Private Party
Address	BONITA, CA 91902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2026
Property Address	11651 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Document Number	0000152810
Instrument Date	May 22, 2026
Instrument	2026152810
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$147,207.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11651 SHADOWGLEN RD, EL CAJON, CA 92020-8345

Mortgage

Document Number	0000152811,
Date	May 28, 2026
Instrument	2026152811

Lender

Name	21ST CENTURY INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2021
Property Address	11651 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Document Number	0000687362
Map Reference	MAP 5377
Instrument Date	Sep 13, 2021
Instrument	2021-0687362
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11651 SHADOWGLEN RD, EL CAJON, CA 92020-8345

Mortgage

Document Number	0000687363
Date	Sep 30, 2021
Instrument	2021-0687363

Lender

Name	HOME BANK OF CALIFORNIA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11651 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000522142
Date	Nov 8, 2017
Instrument	2017-0522142

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11651 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000355051
Date	Aug 21, 2019
Instrument	2019-0355051

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11651 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000358625
Date	Jul 8, 2020
Instrument	2020-0358625

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11651 SHADOWGLEN RD, EL CAJON, CA 92020-8345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166522
Date	Apr 1, 2020
Instrument	2020-0166522

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,380,100 (+2%) Land $822,648 Building $557,452
2025	$15,896.00 (+1.99%)	$1,353,040 (+4.04%) Land $806,518 Building $546,522
2023	$15,586.00 (+1.58%)	$1,300,500 Land $775,200 Building $525,300
2022	$15,343.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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