11650 Rd 325, Union, MS 39365 Property Records

Neshoba County property record for 11650 Rd 325, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,696 sqft · built 1978
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on Record
Tax Bill	$446 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`11900-03-053.000`

Property Details

APN / Parcel Number

Primary APN	`11900-03-053.000`
Alternative APN	`14193`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,696 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	191,664 sqft (4.4 acres)
Utility Building	190 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	14193
Street Address	11650 ROAD 325
City	UNION
State	MS
Zip	39365-8034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4 OF SE 1/4
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	5
Census Block	5001
Census Tract	10700

Owner

Source: Neshoba County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11650 ROAD 325, UNION, MS 39365-8034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit CARDINAL FINANCIAL CO
Sep 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022
Deed Sale	Sep 29, 2022
Deed Document Number	0020224078
Deed Book / Page	2022 / 4078
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11650 ROAD 325, UNION, MS 39365-8034
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/7502
Date	Sep 29, 2022
Book Page	2022/7502
Instrument	2022-7502

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Sep 29, 2022
Property Address	11650 ROAD 325, UNION, MS 39365-8034
Document Number	02022/4078
Book / Page	2022 / 4078
Instrument Date	Sep 29, 2022
Instrument	2022-4078
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 BYRD AVE S, PHILADELPHIA, MS 39350-2520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11650 ROAD 325, UNION, MS 39365-8034

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$446.00 (-3.25%) Homeowner's exemption	$6,922 (+6.92%)	$68,750 (+7%) Land $7,830 Building $60,920
2024	$461.00 (+1.77%)
2023	$453.00 Homeowner's exemption	$6,474	$64,250 Land $7,850 Building $56,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 325

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