11590 Rd 325, Union, MS 39365 Property Records

Neshoba County property record for 11590 Rd 325, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,932 sqft · built 1977
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Tax Bill	$1,003 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`11900-03-055.000`

Property Details

APN / Parcel Number

Primary APN	`11900-03-055.000`
Alternative APN	`14195`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,932 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Wood Shingle
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Patio Area	195 sqft
Gazebo	169 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	14195
Street Address	11590 ROAD 325
City	UNION
State	MS
Zip	39365-8032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 SE1/4 SE1/4 E OF HWY
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	5
Census Block	5001
Census Tract	10700

Owner

11590 Rd 325 is owned and occupied by an individual who acquired it in October 2020.

Source: Neshoba County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11590 ROAD 325, UNION, MS 39365-8032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH BANK
Oct 1, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020
Deed Sale	Oct 2, 2020
Deed Document Number	0020204800
Deed Book / Page	2020 / 4800
Prior Transfer Date	Oct 1, 2020
Prior Transfer Doc	02020/4800
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11590 ROAD 325, UNION, MS 39365-8032
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/8593
Date	Oct 2, 2020
Book Page	2020/8593

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Oct 1, 2020
Property Address	11590 ROAD 325, UNION, MS 39365-8032
Document Number	02020/4800
Book / Page	2020 / 4800
Instrument Date	Aug 2, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11590 ROAD 325, 11590, UNION, MS 39365-8032

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 11590 Rd 325 was $1,003 with a homeowner's exemption, down 1.8% from the year before.

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,003.00 (-1.76%) Homeowner's exemption	$12,389	$123,090 Land $8,380 Building $114,710
2024	$1,021.00 (+1.79%)
2023	$1,003.00 Homeowner's exemption	$11,768	$115,300 Land $8,380 Building $106,920
2021	$1,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11590 Rd 325 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11590 Rd 325 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 325

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