1165 Inverness Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1165 Inverness Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,533 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$329,900 (Aug 2015)
Tax Bill	$4,279 (2025)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone A (high risk)
APN	`029221-0540`

Property Details

APN / Parcel Number

Primary APN	`029221-0540`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,533 sqft Living Area
Gross Area	3,254 sqft
1st Floor Area	2,533 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	479 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	487 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1165 INVERNESS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 54 OR4072/1685
Legal Range	28E
Legal Township	06S
Legal Section	43
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	3
Legal Lot Number	54
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1165 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2015 · Amount on Record
Deed Sale	Aug 18, 2015 · Amount on Record
Prior Sale	Mar 10, 2015
Deed Document Number	201552160
Deed Book / Page	4072 / 1685
Prior Transfer Date	Feb 6, 2012
Prior Transfer Doc	0035231574
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1165 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2765
Document Number	0045530153
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1165 INVERNESS DR ST AUGUSTINE FL 320922765, ST AUGUSTINE, FL 32092-2765

Mortgage

Document Number	0045530153
Date	May 29, 2018
Book Page	004553/000153
Instrument	36454

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 28, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,602 (+2.7%)	$382,068 (-7.5%) Land $90,000 Building $292,068
2025	$4,279.00 (+12.58%) Homeowner's exemption	$331,648 (+5.99%)	$413,031 (+3.98%) Land $96,000 Building $317,031
2024	$3,801.00 (+2.01%)
2023	$3,726.00 (+2.9%) Homeowner's exemption	$312,914 (+3%)	$397,212 (+4.38%) Land $92,000 Building $305,212
2022	$3,621.00 Homeowner's exemption	$303,800	$380,527 Land $84,000 Building $296,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000