1157 Inverness Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1157 Inverness Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,103 sqft · built 2008
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$338,873 (Oct 2008)
Tax Bill	$3,437 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone A (high risk)
APN	`029221-0520`

Property Details

APN / Parcel Number

Primary APN	`029221-0520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,103 sqft Living Area
Gross Area	2,859 sqft
1st Floor Area	2,103 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	366 sqft
Patio Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1157 INVERNESS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 52 OR3129/1027
Legal Range	28E
Legal Township	06S
Legal Section	43
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	3
Legal Lot Number	52
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20908

Owner

1157 Inverness Dr is owned and occupied by two individuals who bought it in October 2008.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1157 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2765
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2008 · Amount on File
Deed Sale	Oct 7, 2008 · Amount on File
Deed Document Number	200854607
Deed Book / Page	3129 / 1027
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1157 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2765
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2765

Mortgage

Document Number	0058780379
Date	Dec 29, 2023
Book Page	5878/379
Instrument	2023100356

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 8, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1157 Inverness Dr was $3,437 with a homeowner's exemption, up 13.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,446 (+2.7%)	$341,316 (-11.13%) Land $90,000 Building $251,316
2025	$3,437.00 (+13.1%) Homeowner's exemption	$269,178 (+2.9%)	$384,075 (-0.84%) Land $96,000 Building $288,075
2024	$3,039.00 (+2.05%) Homeowner's exemption	$261,592 (+3%)	$387,329 (+4.97%) Land $92,000 Building $295,329
2023	$2,978.00 (+3.12%) Homeowner's exemption	$253,973 (+3%)	$368,992 (+9.23%) Land $92,000 Building $276,992
2022	$2,888.00 Homeowner's exemption	$246,576	$337,823 Land $84,000 Building $253,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1157 Inverness Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1157 Inverness Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000