Wells County property record for 1165 E Garhard St, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,024 sqft · built 1975 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $76,732 (Aug 2025) |
| Tax Bill | $540 (2025) |
| Deeds & Mortgages | Aug 2025 Foreclosure Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-17-500-008.000-010 |
| Primary APN | 90-05-17-500-008.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Unfinished Basement | 1,024 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 121 ft deep x 73 ft wide |
| Garage Type | Detached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Account Number | 00001576447 |
|---|---|
| Street Address | 1165 E GARHARD ST |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17-27-12 0.300A SUTTONS PARTITION S E PT LOT 6 (17-NW) |
| Legal Lot Number | 6 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40400 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1151 E MARKET ST, BLUFFTON, IN 46714-9226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2025 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Jan 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on Record |
| Deed Sale | Aug 19, 2025 · Amount on Record |
| Prior Sale | Jan 15, 2021 · Amount on Record |
| Deed Document Number | 20252717 |
| Prior Transfer Date | Aug 13, 2025 |
| Prior Transfer Doc | 0020252717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Aug 19, 2025 |
| Property Address | 1165 E GARHARD ST, BLUFFTON, IN 46714-9222 |
| Document Number | 0020252717 |
| Instrument Date | Aug 13, 2025 |
| Instrument | 20252717 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1151 E MARKET ST, BLUFFTON, IN 46714-9226 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jan 15, 2021 |
| Property Address | 1165 E GARHARD ST, BLUFFTON, IN 46714-9222 |
| Document Number | 0020210246 |
| Map Reference | DB A PG 114 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 20210246 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | METROPOLITAN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 1165 E GARHARD ST, BLUFFTON, IN 46714-9222 |
| Document Number | 0020210247 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 20210247 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $540.00 (+20.54%) Homeowner's exemption | $118,700 (+10.93%) Land $7,100 Building $111,600 | $118,700 (+10.93%) Land $7,100 Building $111,600 |
| 2024 | $448.00 (+42.68%) | ||
| 2023 | $107,000 (+15.68%) Land $7,100 Building $99,900 | $107,000 (+15.68%) Land $7,100 Building $99,900 | |
| 2022 | $314.00 | $92,500 Land $6,900 Building $85,600 | $92,500 Land $6,900 Building $85,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TWN Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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