Wells County property record for 1095 E Garhard St, Bluffton, IN 46714
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1,728 sqft · built 1900 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-17-500-009.000-010 |
| Primary APN | 90-05-17-500-009.000-010 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,728 sqft Total Area |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 54,450 sqft (1.25 acres) |
| Account Number | 00001579658 |
|---|---|
| Street Address | 1095 GARHARD ST |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9824 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 17-27-12 1.250A SUTTONS PARTITION LOTS 3/4 SE (17-NW) |
| Legal Lot Number | 3 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40400 |
1095 E Garhard St, residential vacant land, is owned by an individual.
Source: Wells County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4566 E 100 N, BLUFFTON, IN 46714-9346 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1095 E Garhard St was $11.
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11.00 | $14,100 Land $14,100 | $14,100 Land $14,100 |
| 2023 | $43,100 (-0.46%) Land $14,700 Building $28,400 | $43,100 (-0.46%) Land $14,700 Building $28,400 | |
| 2022 | Additional exemption filed | $43,300 Land $14,300 Building $29,000 | $43,300 Land $14,300 Building $29,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1095 E Garhard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1095 E Garhard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TWN Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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