1161 E Cota St, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 1161 E Cota St, Santa Barbara, CA 93103

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,312 sqft · built 2022
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Company Names on Record
Last Sale	$790,000 (Feb 2022)
Tax Bill	$24,854 (2025)
Deeds & Mortgages	Mar 2024 Transfer May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031-190-049`

Property Details

APN / Parcel Number

Primary APN	`031-190-049`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,312 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Street Address	1161 E COTA ST
City	SANTA BARBARA
State	CA
Zip	93103-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARCEL MAP NO 20834
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	5
Census Block	5003
Census Tract	600

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1161 E COTA ST, SANTA BARBARA, CA 93103-2518
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Intrafamily Transfer, Transfer
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 8, 2022	Correction Deed FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 8, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	20226830
Last Transfer Date	Feb 7, 2024
Transfer Doc	0000008765
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 25, 2024
Property Address	1161 E COTA ST, SANTA BARBARA, CA 93103-2518
Document Number	0000008765
Map Reference	MB 67 PG 17-20
Instrument Date	Feb 7, 2024
Instrument	2024-0008765
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1161 E COTA ST, SANTA BARBARA, CA 93103-2518

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1161 E COTA ST, SANTA BARBARA, CA 93103-2518
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 VERDE MAR, SANTA BARBARA, CA 93103-3744

Mortgage

Document Number	0000023009
Date	May 10, 2022
Instrument	2022-0023009

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 8, 2022
Property Address	1161 E COTA ST, SANTA BARBARA, CA 93103-2518
Document Number	0000006830
Map Reference	MB 67 PG 17-20
Instrument Date	Feb 3, 2022
Instrument	2022-0006830
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	653 VERCLE MAR #B # B, B, SANTA BARBARA, CA 93103

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 8, 2021
Property Address	1161 E COTA ST, SANTA BARBARA, CA 93103-2518
Document Number	0000070933
Map Reference	MB 67 PG 17-20
Instrument Date	Sep 19, 2021
Instrument	2021-0070933
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	653 VERDE MAR UNIT B, B, SANTA BARBARA, CA 93103-5749

Mortgage

Document Number	0000070934
Date	Oct 8, 2021
Instrument	2021-0070934

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,400,535 (+2%) Land $917,965 Building $1,482,570
2025	$24,854.00 (+55.49%)	$2,353,466 (+56.27%) Land $899,966 Building $1,453,500
2023	$15,984.00 (+88.05%)	$1,506,000 Land $866,000 Building $640,000
2022	$8,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1978–2019)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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