Cabarrus County property record for 1165 Ben Black Rd, Midland, NC 28107
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,212 sqft · built 1993 |
| Lot Size | 2.87 acres (125,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2014) |
| Tax Bill | $2,400 (2023) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5533 56 8758 |
| Primary APN | 5533 56 8758 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 3,474 sqft |
| 1st Floor Area | 2,212 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 125,017 sqft (2.87 acres) |
| Lot Width | 161 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,148 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 378 sqft |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 82829 |
|---|---|
| Street Address | 1165 BEN BLACK RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-7207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SFR |
| Legal Description | N/S BEN BLACK RD SR 1118 |
| Legal Subdivision | BETHEL ELEMENTARY SCHOOL |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 41603 |
1165 Ben Black Rd, a rural home, is owned and occupied by two individuals who acquired it in July 2014.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1165 BEN BLACK RD, MIDLAND, NC 28107-7207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2014 · Amount on File |
| Deed Sale | Jan 7, 2014 · Amount on File |
| Prior Sale | May 13, 2002 · Amount on File |
| Deed Book / Page | 10826 / 331 |
| Last Transfer Date | Jul 10, 2014 |
| Transfer Doc | 1103593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1165 BEN BLACK RD, MIDLAND, NC 28107-7207 |
| Document Number | 1400327 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1165 BEN BLACK RD MIDLAND NC 281077207, MIDLAND, NC 28107-7207 |
| Document Number | 1400327 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 014003/000027 |
| Instrument | 4612 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 13, 2030 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,150 Land $65,940 Building $327,210 | ||
| 2024 | $393,150 (+57.29%) Land $65,940 Building $327,210 | ||
| 2023 | $2,400.00 | $249,960 Land $44,390 Building $205,570 | $249,960 Land $44,390 Building $205,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1165 Ben Black Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1165 Ben Black Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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