1160 Ben Black Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 1160 Ben Black Rd, Midland, NC 28107

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,185 sqft · built 1987
Lot Size3.39 acres (147,668 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Sep 2020)
Tax Bill$2,950 (2023)
Deeds & MortgagesNov 2021 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5533 56 8269

Property Details

APN / Parcel Number

Primary APN5533 56 8269
Alternative APNs
  • 10028 0002.100000
  • 140559

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,185 sqft Living Area
Gross Area4,115 sqft
1st Floor Area1,447 sqft
Upper Floors Area738 sqft
Basement Area560 sqft
Finished Basement560 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area147,668 sqft (3.39 acres)
Lot Width411 ft Width
Garage TypeMixed
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area287 sqft
Deck Area458 sqft
Patio Area458 sqft
Storage Building320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number140559
Street Address1160 BEN BLACK RD
CityMIDLAND
StateNC
Zip28107-7207
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal DescriptionSOUTH SIDE BEN BLACK RD
Legal SubdivisionBETHEL ELEMENTARY SCHOOL
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group2
Census Block2068
Census Tract41603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1160 BEN BLACK RD, MIDLAND, NC 28107-7207
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
TEXANA BANK NA
Sep 28, 2020Warranty Deed, Transfer · FHA Mortgage
GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Prior SaleApr 1, 1998 · Amount on Record
Deed Book / Page14529 / 279
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1160 BEN BLACK RD, MIDLAND, NC 28107-7207
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015627293
DateNov 3, 2021
Book Page15627/293
Lender
NameTEXANA BANK NA
TypeBank
AddressTEXARKANA, TX 75503
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 28, 2020
Property Address1160 BEN BLACK RD, MIDLAND, NC 28107-7207
Document Number0014529279
Book / Page14529 / 279
Instrument DateSep 25, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1160 BEN BLACK RD, 1160, MIDLAND, NC 28107-7207

Transferred To (Grantee/Buyer)

NameVerified Name
Address1160 BEN BLACK RD, MIDLAND, NC 28107-7207

Mortgage

Document Number0014529281
DateSep 28, 2020
Instrument14529/281
Lender
NameGSF MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$427,490 (+39.11%) Land $81,110 Building $346,380
2024$427,490 (+39.11%) Land $81,110 Building $346,380
2023$2,950.00$307,310 Land $47,790 Building $259,520$307,310 Land $47,790 Building $259,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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