1164 Phyllis Ave, Largo, FL 33771 Property Records

Pinellas County property record for 1164 Phyllis Ave, Largo, FL 33771

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,962 sqft · built 1969
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Trust Names on File
Last Sale	$244,000 (Jul 2005)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-746-9098-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-9098-3`
Alternative APNs	`25-29-15-45378-000-0440` `291525453780000440` `152925453780000440` `R269271`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	1,962 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R269271
Street Address	1164 PHYLLIS AVE
City	LARGO
State	FL
Zip	33771-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEENE GROVES LOT 44
Legal Range	15E
Legal Township	29S
Legal Section	25
Legal Subdivision	KEENE GROVES
Legal Tract	45378
Legal Lot Number	44
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1009
Census Tract	25407

Owner

1164 Phyllis Ave is owner-occupied and held in a trust since July 2005.

Source: Pinellas County records, as of February 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Mar 13, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 31, 2017	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2005 · Amount on File
Deed Sale	Jul 7, 2005 · Amount on File
Prior Sale	Mar 27, 2000 · Amount on File
Deed Document Number	2005263844
Deed Book / Page	14435 / 2169
Transfer Doc	9164000292
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222

Mortgage

Document Number	0234310993
Date	Jan 26, 2026
Book Page	23431/993
Instrument	2026019178

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Mar 13, 2024
Property Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222
Document Number	0227330003
Book / Page	22733 / 3
Map Reference	MB 46 PG 60
Instrument Date	Mar 12, 2024
Instrument	2024063615
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222

Mortgage

Document Number	0224072611
Date	Apr 14, 2023
Book Page	22407/2611
Instrument	2023097121

Lender

Name	REGIONS BANK
Type	Bank
Address	HURLBURT FIELD, FL 32544

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222
Transaction Type	Mortgage
Record Updated	Sep 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222

Mortgage

Document Number	0216881340
Date	Aug 26, 2021
Book Page	21688/1340
Instrument	2021281040

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Aug 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0206500228
Date	Aug 12, 2019
Book Page	20650/0228
Instrument	2019255449

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1164 PHYLLIS AVE, LARGO, FL 33771-1222
Document Number	0196602339
Book / Page	019660 / 002339
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 PHYLLIS AVE LARGO FL 337711222, LARGO, FL 33771-1222

Mortgage

Document Number	0196602339
Date	Jun 8, 2017
Book Page	019660/002339
Instrument	179835

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1164 Phyllis Ave was $2,419 with a homeowner's exemption, up 6.1% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00 (+6.14%) Homeowner's exemption	$169,626	$376,089 Land $127,470 Building $248,619
2024	$2,279.00 (+2.24%)
2023	$2,229.00 (+3.48%) Homeowner's exemption	$160,044 (+3%)	$338,510 (+20.92%) Land $151,459 Building $187,051
2022	$2,154.00 Homeowner's exemption	$155,383	$279,942 Land $142,343 Building $137,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1164 Phyllis Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1164 Phyllis Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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