1117 Phyllis Ave, Largo, FL 33771 Property Records

Pinellas County property record for 1117 Phyllis Ave, Largo, FL 33771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,893 sqft · built 1964
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Oct 2019)
Tax Bill	$5,292 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-746-9114-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-9114-8`
Alternative APNs	`25-29-15-45378-000-0600` `291525453780000600` `152925453780000600` `R269287`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	2,541 sqft
1st Floor Area	1,893 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R269287
Street Address	1117 PHYLLIS AVE
City	LARGO
State	FL
Zip	33771-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEENE GROVES LOT 60
Legal Range	15E
Legal Township	29S
Legal Section	25
Legal Subdivision	KEENE GROVES
Legal Lot Number	60
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1008
Census Tract	25407

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1117 PHYLLIS AVE, LARGO, FL 33771-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREFFERRED LENDING SERVICES LLC
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 11, 2019	Warranty Deed, Transfer · FHA Mortgage PREFERRED LENDING SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Apr 7, 2006 · Amount on Record
Deed Document Number	2019328959
Deed Book / Page	20729 / 1501
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1117 PHYLLIS AVE, LARGO, FL 33771-1221
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0226481001
Date	Dec 12, 2023
Book Page	22648/1001
Instrument	2023313722

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1117 PHYLLIS AVE, LARGO, FL 33771-1221
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 PHYLLIS AVE, LARGO, FL 33771-1221

Mortgage

Document Number	0218531669
Date	Dec 16, 2021
Book Page	21853/1669
Instrument	2021407844

Lender

Name	PREFFERRED LENDING SERVICES LLC
Type	Non-Lending Institution
Address	TAMPA, FL 33647

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1117 PHYLLIS AVE, LARGO, FL 33771-1221
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 PHYLLIS AVE, LARGO, FL 33771-1221

Mortgage

Document Number	0215780068
Date	Jun 11, 2021
Book Page	21578/68
Instrument	2021194274

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 11, 2019
Property Address	1117 PHYLLIS AVE, LARGO, FL 33771-1221
Document Number	0207291501
Book / Page	020729 / 001501
Instrument Date	Oct 9, 2019
Instrument	328959
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1117 PHYLLIS AVE LARGO FL 337711221, LARGO, FL 33771-1221

Mortgage

Document Number	207291503
Date	Oct 11, 2019
Book Page	020729/001503
Instrument	328960

Lender

Name	PREFERRED LENDING SERVICES LLC
Type	Bank
Address	TAMPA, FL 33647

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,292.00 (+7.36%) Homeowner's exemption	$320,960 (+5.99%)	$367,816 (+3.94%) Land $128,946 Building $238,870
2023	$4,929.00 (+2.88%) Homeowner's exemption	$302,829 (+3%)	$353,876 (+20.36%) Land $158,655 Building $195,221
2022	$4,791.00 Homeowner's exemption	$294,009	$294,009 Land $150,289 Building $143,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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