Alleghany County property record for 1163 Rivers Edge Rd, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,596 sqft · built 2000 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,500 (Mar 2021) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3080371240 |
| Primary APN | 3080371240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 3,596 sqft Living Area |
| 1st Floor Area | 1,766 sqft |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 54,450 sqft (1.25 acres) |
| View / Lot | Water |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 512 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|
| Account Number | 80769 |
|---|---|
| Street Address | 1163 RIVERS EDGE RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #43-44 RIVERS EDGE |
| Legal Subdivision | RIVERS EDGE |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950200 |
Source: Alleghany County records, as of July 17, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 649 DOROTHY DR, CHARLOTTE, NC 28203-5612 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2021 · Amount on Record |
| Deed Sale | Mar 5, 2021 · Amount on Record |
| Deed Document Number | 0000416227 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 1163 RIVERS EDGE RD, SPARTA, NC 28675-9782 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00388/0138 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 388/0138 |
| Instrument | 01875 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 3.25% |
Source: Alleghany County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $322,900 Land $70,000 Building $252,900 | $322,900 Land $70,000 Building $252,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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