1122 Rivers Edge Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 1122 Rivers Edge Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,679 sqft · built 1998
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$453,000 (Jul 2023)
Tax Bill	$1,393 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3080278017`

Property Details

APN / Parcel Number

Primary APN	`3080278017`
Alternative APNs	`78650` `83126`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,679 sqft Living Area
1st Floor Area	1,499 sqft
Attic	Attic
Attic Area	372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	22,216 sqft (0.51 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	16 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	83126
Street Address	1122 RIVERS EDGE RD
City	SPARTA
State	NC
Zip	28675-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#36 RIVERS EDGE
Legal Subdivision	RIVERS EDGE
Legal Block	304
Legal Lot Number	36
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GAP CIVIL
Census Block Group	2
Census Block	2004
Census Tract	950200

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1122 RIVERS EDGE RD, SPARTA, NC 28675-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · VA Mortgage INTEGRITY HOME MORTGAGE CORP
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jan 30, 2018	Deed of Trust, Mortgage WINTRUST MTG CORP
Aug 30, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jan 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	20231541
Deed Book / Page	438 / 215
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jul 24, 2023
Property Address	1122 RIVERS EDGE RD, SPARTA, NC 28675-9782
Document Number	000438/215
Book / Page	438 / 215
Map Reference	MB 8 PG 78
Instrument Date	Jul 19, 2023
Instrument	1541
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8429 HOLLISTER HILLS DR, RALEIGH, NC 27616-8458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 RIVERS EDGE RD, SPARTA, NC 28675-9782

Mortgage

Document Number	0000001542
Date	Jul 24, 2023
Instrument	1542

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	1122 RIVERS EDGE RD, SPARTA, NC 28675-9782
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	416/1054
Date	Mar 23, 2021
Book Page	416/1054
Instrument	733

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	1122 RIVERS EDGE RD, SPARTA, NC 28675-9782
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000390/0000000745
Date	Jan 30, 2018
Book Page	0000000390/0000000745
Instrument	000000000153

Lender

Name	WINTRUST MTG CORP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	1122 RIVERS EDGE RD, SPARTA, NC 28675-9782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	402/312
Date	Aug 30, 2019
Book Page	402/312
Instrument	1816

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jan 30, 2018
Property Address	1122 RIVERS EDGE RD, SPARTA, NC 28675-9782
Document Number	390/742
Book / Page	390 / 742
Instrument Date	Jan 30, 2018
Instrument	000000000152
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 SHIRETOWN LN, WAKE FOREST, NC 27587-2658

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,393.00 (+0.72%)	$205,000 (-) Land $31,200 Building $173,800	$205,000 (-) Land $31,200 Building $173,800
2025	$1,383.00	$205,000 (-) Land $31,200 Building $173,800
2023		$205,000 Land $31,200 Building $173,800	$205,000 (-) Land $31,200 Building $173,800
2021			$205,000 Land $31,200 Building $173,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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