1162 Summit Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1162 Summit Dr, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,652 sqft · built 1968
Lot Size	0.407 acres (17,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$528,000 (May 2020)
Tax Bill	$5,094 (2023)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165-09200050`

Property Details

APN / Parcel Number

Primary APN	`03-165-09200050`
Alternative APNs	`316509200050` `16509200050`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,652 sqft Total Area
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,742 sqft (0.407 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Patio Area	234 sqft
Gazebo	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	16509200050
Old Parcel Number	316509200050
Street Address	1162 SUMMIT DR
City	ANNAPOLIS
State	MD
Zip	21409-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 12 BK AQ PL 9 1162 SUMMIT DR CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	AQ
Legal Lot Number	12
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1001
Census Tract	731004

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1162 SUMMIT DR, ANNAPOLIS, MD 21409-4713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	0000346161
Deed Book / Page	34616 / 1
Record Updated	Jun 7, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 20, 2020
Property Address	1162 SUMMIT DR, ANNAPOLIS, MD 21409-4713
Document Number	0346160001
Book / Page	034616 / 000001
Instrument Date	Apr 23, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1162 SUMMIT DR ANNAPOLIS MD 214094713, ANNAPOLIS, MD 21409-4713

Mortgage

Document Number	346160007
Date	May 20, 2020
Book Page	034616/000007

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,094.00	$466,500	$486,700 Land $256,200 Building $230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20