1161 Summit Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1161 Summit Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,040 sqft · built 1973
Lot Size0.206 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Sep 2023)
Tax Bill$3,978 (2023)
Deeds & MortgagesSep 2023 Sale
Aug 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-165-33844108

Property Details

APN / Parcel Number

Primary APN03-165-33844108
Alternative APNs
  • 316533844108
  • 16533844108

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,040 sqft Total Area
1st Floor Area1,040 sqft
Basement Area720 sqft
Finished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.206 acres)
Deck Area334 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number16533844108
Old Parcel Number316533844108
Street Address1161 SUMMIT DR
CityANNAPOLIS
StateMD
Zip21409-4712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 13 BK AL PL 9 1161 SUMMIT DR CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockAL
Legal Lot Number13
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1000
Census Tract731004

Owner

Source: Anne Arundel County records · APN 03-165-33844108

Assessment roll updated July 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1161 SUMMIT DR, ANNAPOLIS, MD 21409-4712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Deed, Transfer
EAGLE TITLE
Aug 20, 2021Deed, Transfer · VA Mortgage
BAY CAPITAL MORTGAGE CORP
Dec 04, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 01, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Mar 01, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2023 · Amount on Record
Deed SaleSep 25, 2023 · Amount on Record
Prior SaleAug 20, 2021 · Amount on Record
Deed Document Number0039951151
Deed Book / Page39951 / 151
Record UpdatedJun 07, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 25, 2023
Property Address1161 SUMMIT DR, ANNAPOLIS, MD 21409-4712
Document Number0399510151
Book / Page39951 / 151
Map ReferenceMB 22 FO 6
Instrument DateSep 19, 2023
Transaction TypeTransfer
Record UpdatedOct 11, 2023
Title CompanyEAGLE TITLE

Transaction

AmountAmount Recorded
Tax$1,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1161 SUMMIT DR, ANNAPOLIS, MD 21409-4712

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 20, 2021
Property Address1161 SUMMIT DR, ANNAPOLIS, MD 21409-4712
Document Number0373960023
Book / Page37396 / 23
Map ReferenceMB 22 FO 6
Instrument DateJul 30, 2021
Transaction TypeTransfer
Record UpdatedSep 02, 2021
Title CompanyNOT AVAILABLE, EAGLE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1161 SUMMIT DR, ANNAPOLIS, MD 21409-4712

Mortgage

Document Number3739632
DateAug 20, 2021
Instrument37396/32
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1161 SUMMIT DR, ANNAPOLIS, MD 21409-4712
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1161 SUMMIT DR, ANNAPOLIS, MD 21409-4712

Mortgage

Document Number0357220354
DateDec 04, 2020
Book Page35722/354
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term328 Months
DueApr 01, 2048

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1161 SUMMIT DR, ANNAPOLIS, MD 21409-4712
Document Number0319750135
Instrument DateMar 01, 2018
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1161 SUMMIT DR ANNAPOLIS MD 214094712, ANNAPOLIS, MD 21409-4712

Mortgage

Document Number0319750135
DateApr 04, 2018
Book Page031975/000135
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 03, 2048

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionANNE ARUNDEL MD
Property Address1161 SUMMIT DR, ANNAPOLIS, MD 21409-4712
Document Number0320100466
Instrument DateMar 01, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1161 SUMMIT DR ANNAPOLIS MD 214094712, ANNAPOLIS, MD 21409-4712

Mortgage

Document Number0320100466
DateApr 16, 2018
Book Page032010/000466
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,978.00$364,367$370,800 Land $230,000 Building $140,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037310041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 269 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0020017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Summit Dr

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