1161 Ramsgate Ct, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1161 Ramsgate Ct, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,289 sqft · built 1958
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Tax Bill	$4,866 (2024)
Deeds & Mortgages	Aug 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-108-015.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-108-015.000-018`
Alternative APNs	`291312108015000003` `1713120108015000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,289 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	1,308 sqft
Finished Basement	981 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Architectural Style	Other
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	220 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713120108015000
Old Parcel Number	291312108015000003
Street Address	1161 RAMSGATE CT
City	CARMEL
State	IN
Zip	46280-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 12, TOWNSHIP 17, RANGE 3, COLLEGE MEADOWS, SECTION 3, LOT 132, IRREGULAR SHAPE, ADDITIONAL LEGAL DESCRIP
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	COLLEGE MEADOWS
Legal Block	3
Legal Lot Number	132
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2020
Census Tract	111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1161 RAMSGATE CT, CARMEL, IN 46280-1751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDIANA MEMBERS CU
May 17, 2017	Warranty Deed, Transfer · Conventional Mortgage INDIANA MEMBERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2017
Deed Sale	May 17, 2017
Prior Sale	Oct 12, 2016
Deed Document Number	2017022306
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1161 RAMSGATE CT, CARMEL, IN 46280-1751
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020053940
Date	Aug 12, 2020
Instrument	2020053940

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 17, 2017
Property Address	1161 RAMSGATE CT, CARMEL, IN 46280-1751
Document Number	2017022306
Map Reference	MB2 PG73&74
Instrument Date	May 9, 2017
Instrument	2017022306
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 RFAMSGATE COURT, CARMEL, IN 46280-1751

Mortgage

Document Number	2017022307
Date	May 17, 2017
Instrument	2017022307

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$465,600 (+6.96%) Land $89,700 Building $375,900	$465,600 (+6.96%) Land $89,700 Building $375,900
2024	$4,866.00 (+21.8%)	$435,300 (+15.07%) Land $89,700 Building $345,600	$435,300 (+15.07%) Land $89,700 Building $345,600
2023	$3,995.00 (+14.27%)	$378,300 (+21.88%) Land $62,300 Building $316,000	$378,300 (+21.88%) Land $62,300 Building $316,000
2022	$3,496.00	$310,400 Land $62,300 Building $248,100	$310,400 Land $62,300 Building $248,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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