1155 Ramsgate Ct, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1155 Ramsgate Ct, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,720 sqft · built 2002
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Apr 2024)
Tax Bill	$6,219 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-108-016.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-108-016.000-018`
Alternative APNs	`291312108016000003` `1713120108016000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,720 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	1,520 sqft
Finished Basement	1,200 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2015
Architectural Style	Other
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	245 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713120108016000
Old Parcel Number	291312108016000003
Street Address	1155 RAMSGATE CT
City	CARMEL
State	IN
Zip	46280-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 12, TOWNSHIP 17, RANGE 3, COLLEGE MEADOWS, SECTION 3, LOT 133, ADDITIONAL LEGAL DESCRIPTION: RAILROAD CS
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	COLLEGE MDWS SEC 03
Legal Block	3
Legal Lot Number	133
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2020
Census Tract	111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1155 RAMSGATE CT, CARMEL, IN 46280-1751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage AMRES CORPORATION
Jan 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit SALIN BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Jul 17, 2020
Deed Document Number	2024012706
Record Updated	Jun 8, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Jul 17, 2020
Property Address	1155 RAMSGATE CT, CARMEL, IN 46280-1751
Document Number	2020045956
Map Reference	MB 2 PG 73&74
Instrument Date	Jul 10, 2020
Instrument	2020045956
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 RAMSGATE CT, CARMEL, IN 46280-1751
Investor	Possibly a Property Investor

Mortgage

Document Number	2020045957
Date	Jul 17, 2020
Instrument	2020045957

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 25, 2019
Property Address	1155 RAMSGATE CT, CARMEL, IN 46280-1751
Document Number	2019027343
Map Reference	DOC 200500010852
Instrument Date	Jun 19, 2019
Instrument	2019027343
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1155 RAMSGATE CT, CARMEL, IN 46280-1751
Investor	Possibly a Property Investor

Mortgage

Document Number	2019027344
Date	Jun 25, 2019
Instrument	2019027344

Lender

Name	AMRES CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 15, 2019
Property Address	1155 RAMSGATE CT, CARMEL, IN 46280-1751
Document Number	0000001641
Instrument Date	Jan 14, 2019
Instrument	1641
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 RAMSGATE CT INDIANAPOLIS IN 462801751, INDIANAPOLIS, IN 46280-1751

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1155 RAMSGATE CT, CARMEL, IN 46280-1751
Document Number	0000001707
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 RAMSGATE CT INDIANAPOLIS IN 462801751, INDIANAPOLIS, IN 46280-1751

Mortgage

Document Number	0000001707
Date	Jan 16, 2018
Instrument	1707

Lender

Name	SALIN BK&TR
Type	Bank
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$578,700 (+5.78%) Land $99,800 Building $478,900	$578,700 (+5.78%) Land $99,800 Building $478,900
2024	$6,219.00 (+11.35%)	$547,100 (+7.32%) Land $99,800 Building $447,300	$547,100 (+7.32%) Land $99,800 Building $447,300
2023	$5,585.00 (+17.11%) Homeowner's exemption	$509,800 (+21.76%) Land $69,300 Building $440,500	$509,800 (+21.76%) Land $69,300 Building $440,500
2022	$4,769.00 Homeowner's exemption	$418,700 Land $69,300 Building $349,400	$418,700 Land $69,300 Building $349,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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