San Joaquin County property record for 1161 Providence Ct, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,945 sqft · built 1991 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Aug 2017) |
| Tax Bill | $5,951 (2026) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-090-490-000 |
| Primary APN | 242-090-490-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,945 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 242-090-49 |
|---|---|
| Street Address | 1161 PROVIDENCE CT |
| City | TRACY |
| State | CA |
| Zip | 95376-9390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2276 LOT 49 |
| Legal Subdivision | HEARTHSTONE |
| Legal Tract | 2276 |
| Legal Block | 3 |
| Legal Lot Number | 49 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5216 |
1161 Providence Ct is owned and occupied by two individuals who bought it in August 2017.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1161 PROVIDENCE CT, TRACY, CA 95376-9390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 25, 2017 | Grant Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2017 · Amount on File |
| Deed Sale | Aug 25, 2017 · Amount on File |
| Prior Sale | Oct 23, 2008 · Amount on File |
| Deed Document Number | 201797902 |
| Prior Transfer Date | Aug 8, 2008 |
| Prior Transfer Doc | 0000153818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1161 PROVIDENCE CT, TRACY, CA 95376-9390 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 1161 PROVIDENCE CT, TRACY, CA 95376-9390 |
| Document Number | 0000062653 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 2023-062653 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 10, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1161 PROVIDENCE CT, TRACY, CA 95376-9390 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1161 PROVIDENCE CT, TRACY, CA 95376-9390 |
| Document Number | 0000033862 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-033862 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1161 PROVIDENCE CT, TRACY, CA 95376-9390 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000023795 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 2020-023795 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 25, 2017 |
| Property Address | 1161 PROVIDENCE CT, TRACY, CA 95376-9390 |
| Document Number | 0000097902 |
| Instrument Date | Aug 20, 2017 |
| Instrument | 97902 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO/CONROE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $484.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1161 PROVIDENCE CT TRACY CA 953769390, TRACY, CA 95376-9390 |
| Document Number | 97903 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 97903 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2047 |
The 2026 property tax bill for 1161 Providence Ct was $5,951, up % from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,951.00 (+0.02%) | ||
| 2025 | $5,950.00 | $500,638 Land $150,190 Building $350,448 | |
| 2023 | $5,403.00 (+2.1%) | $481,200 Land $144,359 Building $336,841 | $631,800 |
| 2022 | $5,292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1161 Providence Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1161 Providence Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures