San Joaquin County property record for 1131 Providence Ct, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,046 sqft · built 1991 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,225 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-090-480-000 |
| Primary APN | 242-090-480-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,046 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 242-090-48 |
|---|---|
| Street Address | 1131 PROVIDENCE CT |
| City | TRACY |
| State | CA |
| Zip | 95376-9390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2276 LOT 48 |
| Legal Subdivision | HEARTHSTONE |
| Legal Tract | 2276 |
| Legal Block | 3 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5216 |
1131 Providence Ct is owned and occupied by two individuals who acquired it in July 2020.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1131 PROVIDENCE CT, TRACY, CA 95376-9390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2020 |
| Deed Sale | Jul 22, 2020 |
| Prior Sale | May 13, 2009 · Amount on File |
| Deed Document Number | 202088084 |
| Prior Transfer Date | Jul 15, 2020 |
| Prior Transfer Doc | 0000088084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 22, 2020 |
| Property Address | 1131 PROVIDENCE CT, TRACY, CA 95376-9390 |
| Document Number | 0000088084 |
| Map Reference | MB 29 PG 36 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020-088084 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1131 PROVIDENCE CT, TRACY, CA 95376-9390 |
| Document Number | 0000088085 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 2020-088085 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 1131 Providence Ct was $2,225 with a veteran's exemption, down 0.8% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,225.00 (-0.85%) | ||
| 2025 | $2,244.00 Veteran's exemption | $353,133 Land $79,834 Building $273,299 | |
| 2023 | $1,798.00 (-2.6%) Disabled Person's exemption Veteran's exemption | $309,423 Land $76,735 Building $232,688 | $640,350 |
| 2022 | $1,846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1131 Providence Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1131 Providence Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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