1161 Nemo Ln, Spring Hill, FL 34608 Property Records

Hernando County property record for 1161 Nemo Ln, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,607 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (May 2019)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0385-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0385-0140`
Alternative APNs	`00478281` `478281`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	448 sqft
Porch	Porch
Porch Area	1,403 sqft
Deck Area	60 sqft
Patio Area	764 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00478281
Street Address	1161 NEMO LN
City	SPRING HILL
State	FL
Zip	34608-6239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 385 LOT 14 ORB 302 PG 197
Legal Range	17E
Legal Township	23S
Legal Section	26
Legal Subdivision	SPRING HILL UN 7
Legal Block	385
Legal Lot Number	14
Legal Unit	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3042
Census Tract	41402

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1161 NEMO LN, SPRING HILL, FL 34608-6239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC
Mar 19, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
May 23, 2019	Warranty Deed, Transfer · VA Mortgage BAYBURG FINANCIAL INC
Apr 25, 2019	Warranty Deed, Transfer CHELSEA TITLE/THE NATURE COAST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Apr 25, 2019 · Amount on Record
Deed Document Number	2019031744
Deed Book / Page	3706 / 1027
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1161 NEMO LN, SPRING HILL, FL 34608-6239
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 NEMO LN, SPRING HILL, FL 34608-6239

Mortgage

Document Number	0044150542
Date	Apr 26, 2024
Book Page	4415/542
Instrument	2024023718

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1161 NEMO LN, SPRING HILL, FL 34608-6239
Document Number	0038221682
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1161 NEMO LN SPRING HILL FL 346086239, SPRING HILL, FL 34608-6239

Mortgage

Document Number	0038221682
Date	Mar 25, 2020
Book Page	003822/001682
Instrument	19744

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 23, 2019
Property Address	1161 NEMO LN, SPRING HILL, FL 34608-6239
Document Number	0037061027
Book / Page	3706 / 1027
Map Reference	MB 8 PG 11-24
Instrument Date	May 6, 2019
Instrument	2019031744
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CHELSEA TTL OF NATURE COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,067.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 NEMO LN, SPRING HILL, FL 34608-6239

Mortgage

Document Number	0037061028
Date	May 23, 2019
Instrument	3706/1028

Lender

Name	BAYBURG FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 25, 2019
Property Address	1161 NEMO LN, SPRING HILL, FL 34608-6239
Document Number	0036951498
Book / Page	003695 / 001498
Instrument Date	Apr 22, 2019
Instrument	25142
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	CHELSEA TITLE/THE NATURE COAST

Transaction

Amount	Amount Recorded
Tax	$826.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12403 CENTENNIAL ST #T SPRING HILL FL 346091406, T, SPRING HILL, FL 34609-1406

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,959.00 (+7.17%)	$199,199 (+21%)	$217,677 (+5.78%) Land $38,000 Building $179,677
2023		$164,627 (-15.32%) Land $164,627
2022	$2,761.00	$194,410 Land $27,000 Building $167,410	$205,778 Land $30,000 Building $175,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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