1153 Nemo Ln, Spring Hill, FL 34608 Property Records

Hernando County property record for 1153 Nemo Ln, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,256 sqft · built 1982
Lot Size	0.299 acres (13,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jul 2023)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0385-0130`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0385-0130`
Alternative APNs	`00266376` `266376`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	1,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,013 sqft (0.299 acres)
Lot Dimensions	125 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Slab
Porch Area	873 sqft
Deck Area	96 sqft
Patio Area	384 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00266376
Street Address	1153 NEMO LN
City	SPRING HILL
State	FL
Zip	34608-6239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 385 LOT 13 ORB 302 PG 196
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 7
Legal Block	385
Legal Lot Number	13
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3042
Census Tract	41402

Owner

Source: Hernando County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1153 NEMO LN, SPRING HILL, FL 34608-6239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 18, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Jun 20, 2016 · Amount on Record
Deed Document Number	202344108
Deed Book / Page	4320 / 1206
Prior Transfer Date	Oct 2, 2015
Prior Transfer Doc	0032901975
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 19, 2023
Property Address	1153 NEMO LN, SPRING HILL, FL 34608-6239
Document Number	0043201206
Book / Page	4320 / 1206
Map Reference	MB 8 PG 11-24
Instrument Date	Jul 5, 2023
Instrument	2023044108
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	NOT AVAILABLE, TRUSTED TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 ODOM RD, CHIPLEY, FL 32428-4262

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1153 NEMO LN, SPRING HILL, FL 34608-6239

Mortgage

Document Number	0043201208
Date	Jul 19, 2023
Instrument	4320/1208

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1153 NEMO LN, SPRING HILL, FL 34608-6239
Document Number	0036591708
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 NEMO LN SPRING HILL FL 346086239, SPRING HILL, FL 34608-6239

Mortgage

Document Number	0036591708
Date	Jan 9, 2019
Book Page	003659/001708
Instrument	1434

Lender

Name	HUD-HOUSING/URBAN DEV
Address	2401 NW 23RD ST # 1A, OKLAHOMA CITY, OK 73107-2423

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 8, 2046

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,095.00 (+48.37%)	$207,828 (+17.46%) Land $46,977 Building $160,851	$207,828 (+14.08%) Land $46,977 Building $160,851
2023		$176,932 (+3%) Land $41,935 Building $134,997
2022	$2,086.00 Homeowner's exemption	$171,779 Land $33,443 Building $138,336	$182,174 Land $37,087 Building $145,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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