11609 109th St, Largo, FL 33778 Property Records

Pinellas County property record for 11609 109th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,960 sqft · built 1959
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-5299-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-5299-3`
Alternative APNs	`15-30-15-34056-003-0320` `301515340560030320` `R162601`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,960 sqft
Flooring	Carpet

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	590 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R162601
Street Address	11609 109TH ST
City	LARGO
State	FL
Zip	33778-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GULF BREEZE ACRES REPLAT BLK C, LOT 32
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	GULF BREEZE ACRES REPLAT
Legal Tract	34056
Legal Block	C
Legal Lot Number	32
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2011
Census Tract	25116

Owner

11609 109th St is owned and occupied by two individuals who acquired it in February 2023.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	11609 109TH ST, LARGO, FL 33778-3251
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 16, 2023
Transfer Doc	0223580024
Record Updated	Jun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Feb 28, 2023
Property Address	11609 109TH ST, LARGO, FL 33778-3251
Document Number	0223580024
Book / Page	22358 / 24
Map Reference	MB 39 PG 32
Instrument Date	Feb 16, 2023
Instrument	2023051744
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11609 109TH ST, LARGO, FL 33778-3251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11609 109TH ST, LARGO, FL 33778-3251

Tax Assessment & Valuation

The 2025 property tax bill for 11609 109th St was $2,003 with a homeowner's exemption, up 7.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,003.00 (+7.69%) Homeowner's exemption	$145,097	$315,094 Land $100,780 Building $214,314
2024	$1,860.00 (+3.68%)
2023	$1,794.00 (+3.34%) Homeowner's exemption	$136,901 (+3%)	$305,065 (+11.19%) Land $133,680 Building $171,385
2022	$1,736.00 Homeowner's exemption	$132,914	$274,364 Land $136,248 Building $138,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11609 109th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11609 109th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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