11529 109th St, Largo, FL 33778 Property Records

Pinellas County property record for 11529 109th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 813 sqft · built 1957
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Oct 2022)
Tax Bill	$3,604 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-5296-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-5296-9`
Alternative APNs	`15-30-15-34056-003-0290` `301515340560030290` `R162598`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	813 sqft Living Area
Gross Area	1,369 sqft
1st Floor Area	813 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R162598
Street Address	11529 109TH ST
City	LARGO
State	FL
Zip	33778-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GULF BREEZE ACRES REPLAT BLK C, LOT 29
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	GULF BREEZE ACRES REPLAT
Legal Tract	34056
Legal Block	C
Legal Lot Number	29
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2011
Census Tract	25116

Owner

11529 109th St is owned and occupied by an individual who bought it in October 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	11529 109TH ST, LARGO, FL 33778-3215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Dec 5, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Dec 5, 2017 · Amount on File
Deed Document Number	2022314317
Deed Book / Page	22245 / 2133
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 27, 2022
Property Address	11529 109TH ST, LARGO, FL 33778-3215
Document Number	0222452133
Book / Page	22245 / 2133
Map Reference	MB 39 PG 32
Instrument Date	Oct 21, 2022
Instrument	2022314317
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 JONESTOWN RD, WOODFIN, NC 28804-3039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11529 109TH ST, LARGO, FL 33778-3215

Mortgage

Document Number	0222452135
Date	Oct 27, 2022
Instrument	22245/2135

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0222452151
Date	Oct 27, 2022
Book Page	22245/2151
Instrument	2022314319

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 5, 2017
Property Address	11529 109TH ST, SEMINOLE, FL 33778-3215
Document Number	0198631875
Book / Page	19863 / 1875
Map Reference	MB39 PG32
Instrument Date	Nov 20, 2017
Instrument	2017368854
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,022.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8525 111TH ST # ST204, 8525, SEMINOLE, FL 33772-4279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11529 109TH ST, LARGO, FL 33778-3215

Mortgage

Document Number	2017368855
Date	Dec 5, 2017
Instrument	2017368855

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11529 109th St was $3,604 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,604.00 Homeowner's exemption	$236,454	$238,004 Land $106,514 Building $131,490
2023	$3,615.00 (+131.43%) Homeowner's exemption	$243,441 (+93.56%)	$243,441 (+25.1%) Land $139,094 Building $104,347
2022	$1,562.00 Homeowner's exemption	$125,770	$194,599 Land $129,671 Building $64,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11529 109th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11529 109th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on 109th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures