11606 Gail St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 11606 Gail St, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,156 sqft · built 1951
Lot Size	0.246 acres (10,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2015)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01249438`

Property Details

APN / Parcel Number

Primary APN	`13-01249438`
Alternative APN	`01249438`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	925 sqft
Basement Area	231 sqft
Finished Basement	231 sqft
Elevator	Elevator

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,695 sqft (0.246 acres)
View / Lot	Waterfront
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01249438
Street Address	11606 GAIL ST
City	SILVER SPRING
State	MD
Zip	20902-2454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN GARDENS
Legal Subdivision	CONN GARDENS
Legal Block	B
Legal Lot Number	26
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3000
Census Tract	703601

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11606 GAIL ST, SILVER SPRING, MD 20902-2454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 28, 2017	Deed of Trust, Mortgage · Line of Credit MONTGOMERY COUNTY EFCU
Jan 13, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2015 · Amount on Record
Deed Sale	Sep 9, 2015 · Amount on Record
Prior Sale	Jun 13, 2008 · Amount on Record
Deed Book / Page	50941 / 455
Transfer Doc	0150000617
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11606 GAIL ST, SILVER SPRING, MD 20902-2454
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11606 GAIL ST, SILVER SPRING, MD 20902-2454

Mortgage

Document Number	0638790378
Date	Aug 26, 2021
Book Page	63879/378

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Feb 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11606 GAIL ST, SILVER SPRING, MD 20902-2454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0540320196
Date	Mar 28, 2017
Book Page	54032/196

Lender

Name	MONTGOMERY COUNTY EFCU
Type	Non-Lending Institution
Address	GERMANTOWN, MD 20874

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11606 GAIL ST, SILVER SPRING, MD 20902-2454
Document Number	0537840480
Book / Page	053784 / 000480
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11606 GAIL ST SILVER SPRING MD 209022454, SILVER SPRING, MD 20902-2454

Mortgage

Document Number	0537840480
Date	Feb 13, 2017
Book Page	053784/000480

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,233 (+6.76%)	$503,200 (-) Land $193,000 Building $310,200
2025	$5,130.00 (-4.95%)	$443,267 (+9.44%)	$503,200 (+21.75%) Land $193,000 Building $310,200
2024	$5,397.00 (+26.72%)
2023		$405,033	$413,300 Land $193,000 Building $220,300
2022	$4,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (1979–2010)
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: T-Mobile.

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