11605 Gail St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 11605 Gail St, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,240 sqft · built 1951
Lot Size	0.151 acres (6,592 sqft)
Owner	Individual Name on Record
Last Sale	$459,000 (Feb 2026)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01247496`

Property Details

APN / Parcel Number

Primary APN	`13-01247496`
Alternative APN	`01247496`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,592 sqft (0.151 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01247496
Street Address	11605 GAIL ST
City	SILVER SPRING
State	MD
Zip	20902-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN GARDENS
Legal Subdivision	CONN GARDENS
Legal Block	G
Legal Lot Number	12
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3010
Census Tract	703601

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11605 GAIL ST, SILVER SPRING, MD 20902-2453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 19, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Jun 24, 2022 · Amount on Record
Deed Book / Page	70154 / 464
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	0659430099
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11605 GAIL ST, SILVER SPRING, MD 20902-2453
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11605 GAIL ST, SILVER SPRING, MD 20902-2453

Mortgage

Document Number	0687390252
Date	Dec 30, 2024
Book Page	68739/252

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 19, 2026
Property Address	11605 GAIL ST, SILVER SPRING, MD 20902-2453
Document Number	0701540464
Book / Page	70154 / 464
Map Reference	MB 37 PL 2552
Instrument Date	Feb 17, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ICON TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	11605 GAIL ST, SILVER SPRING, MD 20902-2453
Investor	Possibly a Property Investor

Mortgage

Document Number	0070154470
Date	Feb 19, 2026
Instrument	70154/470

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 24, 2022
Property Address	11605 GAIL ST, SILVER SPRING, MD 20902-2453
Document Number	0659430099
Book / Page	65943 / 99
Map Reference	MB 37 PL 2552
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11605 GAIL ST, SILVER SPRING, MD 20902-2453

Mortgage

Document Number	0065943106
Date	Jun 24, 2022
Instrument	65943/106

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,700 (+5.9%)	$397,700 (-) Land $180,500 Building $217,200
2025	$4,913.00 (+7.18%)	$355,700 (+8.57%)	$397,700 (+18.82%) Land $180,500 Building $217,200
2024	$4,584.00 (+31.05%)
2023		$327,633	$334,700 Land $180,500 Building $154,200
2022	$3,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (1979–2010)
Most Recent Claim	Aug 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: T-Mobile.

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