11605 Summit Point Ct, Bakersfield, CA 93312 Property Records

Kern County property record for 11605 Summit Point Ct, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,641 sqft · built 2003
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,500 (Dec 2003)
Tax Bill	$6,609 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`528-111-08-1`

Property Details

APN / Parcel Number

Primary APN	`528-111-08-1`
Alternative APNs	`528-111-08-00-0` `5281110800` `52811108`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,641 sqft Living Area
Gross Area	3,621 sqft
1st Floor Area	2,641 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Deck Area	312 sqft
Patio Area	31 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	528111081
Street Address	11605 SUMMIT POINT CT
City	BAKERSFIELD
State	CA
Zip	93312-6469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5625 , BLOCK UN2, LOT 8
Legal Subdivision	5625 UN 2
Legal Tract	5625
Legal Block	3
Legal Lot Number	8
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	3
Census Block	3001
Census Tract	3814

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11605 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage SAFE CU
Feb 9, 2018	Loan Modification, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2003 · Amount on Record
Deed Sale	Dec 26, 2003 · Amount on Record
Deed Document Number	2003278057
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	11605 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6469
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11605 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6469

Mortgage

Document Number	0000093237
Date	Aug 7, 2023
Instrument	223093237

Lender

Name	SAFE CU
Type	Credit Union
Address	BAKERSFIELD, CA 93311

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2043

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERN CA
Property Address	11605 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6469
Document Number	0000030769
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11605 SUMMIT POINT CT BAKERSFIELD CA 933126469, BAKERSFIELD, CA 93312-6469

Mortgage

Document Number	0000030769
Date	Mar 16, 2018
Instrument	30769

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Norris Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$454,186 (+2%) Land $101,504 Building $352,682
2025	$6,609.00 (+3.15%) Homeowner's exemption	$445,281 (+4.04%) Land $99,514 Building $345,767
2023	$6,407.00 (+1.28%) Homeowner's exemption	$427,992 Land $95,650 Building $332,342
2022	$6,326.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - NORTH GARDEN private · serves 27,634 people · EPA ID CA1510055
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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