11510 Summit Point Ct, Bakersfield, CA 93312 Property Records

Kern County property record for 11510 Summit Point Ct, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,560 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jan 2017)
Tax Bill	$6,690 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`528-111-03-00-5`

Property Details

APN / Parcel Number

Primary APN	`528-111-03-00-5`
Alternative APNs	`528-111-03-2` `5281110300` `52811103`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,560 sqft Living Area
Gross Area	3,796 sqft
1st Floor Area	2,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	193 sqft
Deck Area	361 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	528111032
Street Address	11510 SUMMIT POINT CT
City	BAKERSFIELD
State	CA
Zip	93312-6468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5625 , BLOCK UN2, LOT 3
Legal Subdivision	48M88-90
Legal Tract	5625
Legal Block	3
Legal Lot Number	3
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	3
Census Block	3001
Census Tract	3814

Owner

Source: Kern County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11510 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY CREDIT UNION
Apr 16, 2020	Deed of Trust, Mortgage · Conventional with PMI PARKSIDE LNDG
Jan 25, 2017	Grant Deed, Transfer · Conventional Mortgage RESOURCE LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Deed Document Number	201710400
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Sep 9, 2026
Property Address	11510 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6468
Document Number	0000105620
Instrument Date	Sep 2, 2026
Instrument	2026105620
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11510 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6468

Mortgage

Document Number	0000105620,
Date	Sep 9, 2026
Instrument	2026105620

Lender

Name	VALLEY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	11510 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6468
Document Number	0000050057
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11510 SUMMIT POINT CT BAKERSFIELD CA 933126468, BAKERSFIELD, CA 93312-6468

Mortgage

Document Number	0000050057
Date	Apr 21, 2020
Instrument	50057

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 25, 2017
Property Address	11510 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6468
Document Number	0000010400
Map Reference	MB48 PG88-90
Instrument Date	Dec 28, 2016
Instrument	0217010400
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11510 SUMMIT POINT CT, BAKERSFIELD, CA 93312-6468

Mortgage

Document Number	0000010401
Date	Jan 25, 2017
Instrument	0217010401

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Norris Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,675 (+2%) Land $118,377 Building $343,298
2025	$6,690.00 (+3.15%) Homeowner's exemption	$452,623 (+4.04%) Land $116,056 Building $336,567
2023	$6,486.00 (+1.25%) Homeowner's exemption	$435,049 Land $111,550 Building $323,499
2022	$6,406.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - NORTH GARDEN private · serves 27,634 people · EPA ID CA1510055
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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