11604 E Lake Rd, Hammondsport, NY 14840 Property Records

Steuben County and Wayne Town property record for 11604 E Lake Rd, Hammondsport, NY 14840

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 2 ba · 1,430 sqft · built 1940
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Oct 2018)
Tax Bill	$6,328 (2026)
Deeds & Mortgages	May 2020 Construction Loan Oct 2018 Sale + 1 more
APN	`KL010`

Property Details

APN / Parcel Number

Primary APN	`KL010`
Alternative APNs	`467600 091.07-01-012.000` `76000910070001012000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,430 sqft Total Area
1st Floor Area	918 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	294 ft deep x 23 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	344 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	KL010
Street Address	11604 E LAKE RD
City	HAMMONDSPORT
State	NY
Zip	14840-7004
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	LFR-2
Legal Description	23 FT LF
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	STEUBEN NY
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2056
Census Tract	961500

Owner

11604 E Lake Rd, a commercial property, is owned by two individuals who bought it in October 2018.

Source: Steuben County and Wayne Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10388 RYERS CREEK RD, CORNING, NY 14830-9019
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Construction Mortgage CORNING FCU
Oct 25, 2018	Warranty Deed, Transfer
Oct 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Prior Sale	Dec 28, 2005 · Amount on File
Deed Book / Page	2736 / 186
Prior Transfer Date	Feb 2, 2016
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11604 E LAKE RD, HAMMONDSPORT, NY 14840-7004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4527/230
Date	May 8, 2020
Book Page	4527/230
Instrument	DL0225

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Oct 25, 2018
Property Address	11604 E LAKE RD, HAMMONDSPORT, NY 14840-7004
Document Number	2736/186
Book / Page	2736 / 186
Instrument Date	Oct 2, 2018
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	582 CLAYBOURNE RD, ROCHESTER, NY 14618-1226

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Oct 25, 2018
Property Address	11604 E LAKE RD, HAMMONDSPORT, NY 14840-7004
Document Number	002736/186
Book / Page	2736 / 186
Instrument Date	Oct 2, 2018
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	582 CLAYBOURNE RD, ROCHESTER, NY 14618-1226

Tax Assessment & Valuation

The 2026 property tax bill for 11604 E Lake Rd was $6,328, up 3.1% from the year before.

Source: Steuben County and Wayne Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Wayne Town
Unified School District	Hammondsport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,328.00 (+3.11%)
2025	$6,137.00	$368,500 Land $66,100 Building $302,400	$504,795 Land $90,548 Building $414,247
2023		$368,500 (-) Land $66,100 Building $302,400	$400,543 (+8.7%) Land $71,848 Building $328,695
2022		$368,500 Land $66,100 Building $302,400	$368,500 Land $66,100 Building $302,400
2021	$3,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11604 E Lake Rd; 30 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11604 E Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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