11569 E Lake Rd, Hammondsport, NY 14840 Property Records

Steuben County and Wayne Town property record for 11569 E Lake Rd, Hammondsport, NY 14840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1960
Lot Size	0.228 acres (9,965 sqft)
Owner	2 Individual Names on File
Last Sale	$579,000 (Jul 2018)
Tax Bill	$10,551 (2026)
Deeds & Mortgages	Apr 2022 Refinance Jul 2018 Mortgage + 2 more
APN	`KL010`

Property Details

APN / Parcel Number

Primary APN	`KL010`
Alternative APNs	`467600 091.07-01-016.000` `76000910070001016000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,594 sqft Living Area
1st Floor Area	967 sqft
2nd Floor Area	627 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	Raised
Lot Area	9,965 sqft (0.228 acres)
Lot Dimensions	160 ft deep x 62.3 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	695 sqft
Shed	1 Shed
Shed Area	140 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	KL010
Street Address	11569 E LAKE RD
City	HAMMONDSPORT
State	NY
Zip	14840-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LFR-2
Legal Description	62.28 FT LF
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	STEUBEN NY
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2031
Census Tract	961500

Owner

11569 E Lake Rd is owned by two individuals who bought it in July 2018.

Source: Steuben County and Wayne Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	711 CURRAN RD, SHORTSVILLE, NY 14548-9348
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Jul 25, 2018	Deed of Trust, Mortgage CNB MORTGAGE CO
May 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Jul 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Prior Sale	Aug 13, 2010 · Amount on File
Deed Book / Page	2721 / 146
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11569 E LAKE RD, HAMMONDSPORT, NY 14840-7003
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004840/243
Date	Apr 6, 2022
Book Page	4840/243

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	May 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11569 E LAKE RD, HAMMONDSPORT, NY 14840-7003
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004318/0000000255
Date	Jul 25, 2018
Book Page	0000004318/0000000255

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	11569 E LAKE RD, HAMMONDSPORT, NY 14840-7003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4534/163
Date	May 27, 2020
Book Page	4534/163
Instrument	DL0342

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Jul 25, 2018
Property Address	11569 E LAKE RD, HAMMONDSPORT, NY 14840-7003
Document Number	002721/146
Book / Page	2721 / 146
Instrument Date	Jul 24, 2018
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	711 CURRAN RD, SHORTSVILLE, NY 14548-9348

Tax Assessment & Valuation

The 2026 property tax bill for 11569 E Lake Rd was $10,551, up 3.1% from the year before.

Source: Steuben County and Wayne Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Wayne Town
Unified School District	Hammondsport Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,551.00 (+3.12%)
2025	$10,232.00	$614,400 Land $291,200 Building $323,200	$841,644 Land $398,904 Building $442,740
2023		$614,400 (-) Land $291,200 Building $323,200	$667,826 (+8.7%) Land $316,522 Building $351,304
2022		$614,400 Land $291,200 Building $323,200	$614,400 Land $291,200 Building $323,200
2021	$5,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11569 E Lake Rd; 30 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11569 E Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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