11602 el Rubi Dr, Houston, TX 77048 Property Records

Harris County property record for 11602 el Rubi Dr, Houston, TX 77048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,050 sqft · built 2019
Lot Size	0.096 acres (4,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,006 (Jun 2022)
Tax Bill	$7,109 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`127-817-009-0020`

Property Details

APN / Parcel Number

Primary APN	`127-817-009-0020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,050 sqft Living Area
1st Floor Area	811 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,180 sqft (0.096 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1278170090020
Street Address	11602 EL RUBI DR
City	HOUSTON
State	TX
Zip	77048-1088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BLK 3 EL TESORO SEC 2 R/P & EXTN
Legal Subdivision	EL TESORO SEC 2 R/P & EXTN
Legal Block	3
Legal Lot Number	20
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1002
Census Tract	331602

Owner

Source: Harris County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11602 EL RUBI DR, HOUSTON, TX 77048-1088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 27, 2022	Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Jan 9, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	2022330043
Prior Transfer Date	Dec 31, 2019
Prior Transfer Doc	0000011017
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	11602 EL RUBI DR, HOUSTON, TX 77048-1088
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11602 EL RUBI DR, HOUSTON, TX 77048-1088

Mortgage

Document Number	0000047558
Date	Feb 12, 2024
Instrument	2024-47558

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	11602 EL RUBI DR, HOUSTON, TX 77048-1088
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11602 EL RUBI DRIVE, DALLAS, TX 75251

Mortgage

Document Number	0000123323
Date	Apr 10, 2023
Instrument	2023-123323

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jul 1, 2052

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jun 27, 2022
Property Address	11602 EL RUBI DR, HOUSTON, TX 77048-1088
Document Number	0000330043
Map Reference	MF 686769
Instrument Date	Jun 1, 2022
Instrument	2022-330043
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11602 EL RUBI DR, HOUSTON, TX 77048-1088

Mortgage

Document Number	0000330044
Date	Jun 27, 2022
Instrument	2022-330044

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jan 9, 2020
Property Address	11602 EL RUBI DR, HOUSTON, TX 77048-1088
Document Number	0000011017
Map Reference	MF 686769
Instrument Date	Dec 31, 2019
Instrument	2020-011017
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11602 EL RUBI DR, HOUSTON, TX 77048-1088

Mortgage

Document Number	0000011018
Date	Jan 9, 2020
Instrument	2020-011018

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,926 (-11.19%) Land $29,344 Building $232,582	$261,926 (-11.19%) Land $29,344 Building $232,582
2025	$7,109.00 (+28.44%) Homeowner's exemption	$294,925 (+5.5%) Land $29,344 Building $265,581	$294,925 (+5.5%) Land $29,344 Building $265,581
2024	$5,535.00 (-1.72%)
2023		$279,545 Land $29,344 Building $250,201	$279,545 Land $29,344 Building $250,201
2022	$5,632.00 (+22.46%)
2020	$4,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1979–2024)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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