11522 el Rubi Dr, Houston, TX 77048 Property Records

Harris County property record for 11522 el Rubi Dr, Houston, TX 77048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 2019
Lot Size	0.096 acres (4,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,200 (Dec 2019)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127-817-009-0019`

Property Details

APN / Parcel Number

Primary APN	`127-817-009-0019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	1,342 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	4,180 sqft (0.096 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1278170090019
Street Address	11522 EL RUBI DR
City	HOUSTON
State	TX
Zip	77048-1087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BLK 3 EL TESORO SEC 2 R/P & EXTN
Legal Subdivision	EL TESORO SEC 2 R/P & EXTN
Legal Block	3
Legal Lot Number	19
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1002
Census Tract	331602

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11522 EL RUBI DR, HOUSTON, TX 77048-1087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 19, 2021	Intrafamily Transfer, Transfer
Dec 30, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	2019574746
Last Transfer Date	Apr 10, 2021
Transfer Doc	2021209657
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	11522 EL RUBI DR, HOUSTON, TX 77048-1087
Transaction Type	Mortgage
Record Updated	Oct 9, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209720
Date	Apr 19, 2021
Instrument	2021-209720

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRIS TX
Recording Date	Apr 19, 2021
Property Address	11522 EL RUBI DR, HOUSTON, TX 77048-1087
Document Number	2021209657
Map Reference	MF 686769
Instrument Date	Apr 10, 2021
Instrument	2021-209657
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11522 EL RUBI DR, HOUSTON, TX 77048-1087

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 30, 2019
Property Address	11522 EL RUBI DR, HOUSTON, TX 77048-1087
Document Number	0000574746
Instrument Date	Dec 20, 2019
Instrument	574746
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11522 EL RUBI DR HOUSTON TX 770481087, HOUSTON, TX 77048-1087

Mortgage

Document Number	574747
Date	Dec 30, 2019
Instrument	574747

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,859 (-10.9%) Land $29,344 Building $188,515	$217,859 (-10.9%) Land $29,344 Building $188,515
2025	$1,682.00 (-6.35%) Homeowner's exemption Veteran's exemption	$244,503 (+5.24%) Land $29,344 Building $215,159	$244,503 (+5.24%) Land $29,344 Building $215,159
2024	$1,796.00 (+674.14%)
2023		$232,330 Land $29,344 Building $202,986	$232,330 Land $29,344 Building $202,986
2022	$232.00 (-93.93%)
2020	$3,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1979–2024)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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