Morgan County property record for 1160 Thomas Ln, Concord, IL 62631
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.16 acres (224,770 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Aug 2017) |
| Tax Bill | $2,625 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-07-300-004 |
| Primary APN | 03-07-300-004 |
|---|
| Lot Area | 224,770 sqft (5.16 acres) |
|---|
| Street Address | 1160 THOMAS LN |
|---|---|
| City | CONCORD |
| State | IL |
| Zip | 62631-5029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW COR OF NE SW AND MID PT S 1/2 SW 7-16-11 |
| Legal Range | 11W |
| Legal Township | 16N |
| Legal Section | 07 |
| Jurisdiction | MORGAN IL |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 951400 |
1160 Thomas Ln is owned and occupied by an individual who bought it in August 2017.
Source: Morgan County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1160 THOMAS LN, CONCORD, IL 62631-5029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF ARENZVILLE |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CNB BANK & TRUST NA |
| Aug 2, 2017 | Warranty Deed, Transfer CHAPIN STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2017 · Amount on File |
| Deed Sale | Aug 2, 2017 · Amount on File |
| Deed Document Number | 2017618028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN IL |
| Property Address | 1160 THOMAS LN, CONCORD, IL 62631-5029 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000642166 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 642166 |
| Name | THE FIRST NATIONAL BANK OF ARENZVILLE |
|---|---|
| Type | Bank |
| Address | ARENZVILLE, IL 62611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Mar 30, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN IL |
| Property Address | 1160 THOMAS LN, CONCORD, IL 62631-5029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 629439 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 629439 |
| Name | CNB BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, IL 62650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN IL |
| Recording Date | Aug 2, 2017 |
| Property Address | 1160 THOMAS LN, CONCORD, IL 62631-5029 |
| Document Number | 0000618028 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 618028 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1485 RICHLAND ELEVATOR RD, 1485, NEW BERLIN, IL 62670-6674 |
| Name | Verified Name |
|---|---|
| Address | 1160 THOMAS LN, CONCORD, IL 62631-5029 |
| Document Number | 0000618029 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 618029 |
| Name | CHAPIN STATE BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 1160 Thomas Ln was $2,625 with a homeowner's exemption, up 5.6% from the year before.
Source: Morgan County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Morgan County |
| Unified School District | Triopia Community Unit School District 27 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,625.00 (+5.59%) | $43,960 Land $6,190 Building $37,770 | $131,880 Land $18,570 Building $113,310 |
| 2024 | $2,486.00 | ||
| 2023 | $39,610 (+1%) Land $5,580 Building $34,030 | $118,830 (+1%) Land $16,740 Building $102,090 | |
| 2022 | $2,102.00 (+38.84%) Homeowner's exemption | $36,010 Land $5,070 Building $30,940 | $108,030 Land $15,210 Building $92,820 |
| 2021 | $1,514.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1160 Thomas Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1160 Thomas Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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